Lutheran Church Extension Fund, LCEF · 4 hours ago
Commercial Loan Specialist
Greater St. Louis
Full-time
Hybrid
Mid Level
3+ years expLutheran Church Extension Fund (LCEF) is dedicated to providing financial resources for the ministry of The Lutheran Church – Missouri Synod. The Loan Origination Specialist I is responsible for communicating loan terms and ensuring all necessary conditions and legal documentation for various loan types are met.
FinanceFinancial ServicesNon Profit
Responsibilities
Prepare approval letters and communicate loan terms and process
Prepare legal files for post-close
Review corporate documents and prepare borrowing resolutions
Prepare, file, monitor, amend, and terminate Uniform Commercial Code (UCC) forms with applicable county and state
Analyze title commitments to satisfy requirements, address exceptions, to ensure lien position and coverage is in accordance with the loan policy/requirements and procedures
Monitor, track and document Letters of Credit
Place orders with third parties (title, appraisal, flood certification, insurance, etc.) and assist borrower with meeting loan conditions, as needed
Qualification
Required
Minimum 3 years of experience and progressive responsibility in commercial loans or real estate
Knowledge of commercial loan procedures and of loan financing, including loan documentation, coupled with an understanding of construction disbursement procedures
Ability to establish and maintain effective interpersonal relationships with both internal and external customers. Provide excellent customer service by exceeding customer's expectations
Ability to demonstrate empathy, tact, and respect through effective verbal and written communication
Partner with others to engage in problem-solving. Ability to clearly articulate issues and concerns and recommend solutions
Learns new skills/information/processes easily and applies new knowledge quickly. Ability to understand lien laws and state statutes relating to lien priority of each state. Ability to understand and become knowledgeable in state statues as it relates to mechanic and materialmen lien laws and documentation
Eager to learn all aspects/functions of the Loan Origination department, regardless of the current responsibilities
Seeks self-development opportunities. Cooperates and participates fully in the coaching process, and actively seeks continuous learning to improve personal and team performance
Ability to prioritize and multi-task, strong organizational skills, detail oriented, and ability to maintain a high degree of accuracy. Ability to work well under pressure and with minimal supervision
Fosters a collaborative spirit, has a positive attitude and is team player. Participates fully on assigned and cross-functional teams
Practices high level of confidentiality. Maintains appropriate balance between compassion, encouragement, and accommodation
Strong computer skills, including Microsoft Office. Ability to learn proprietary and non-proprietary software applications
Ability to work a flexible schedule. Available to occasionally work unusual or long hours, including holidays and Sundays, to support department operations
Preferred
Bachelor's degree in business, finance, or related field, preferred
Experience working for a bank, credit union or title company, preferred
Company
Lutheran Church Extension Fund, LCEF
Since 1978, LCEF has faithfully served The Lutheran Church—Missouri Synod (LCMS) by offering funding and financial solutions in service of the church’s mission and goals.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Bart Day
President and CEO
Gerald Kirk
Chief Credit & Administration Officer
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