Basic Capital · 1 day ago
Head of Product Development
New York Office
Full-time
Onsite
Director/ExecutiveBasic Capital is a fintech company focused on transforming the retirement industry by creating innovative financial products and a new credit marketplace. As the Head of Product Development, you will be responsible for rethinking and launching retirement investing products, including both accumulation and de-accumulation offerings, with a focus on creativity and market needs.
FinanceFinancial ServicesRetirementWealth Management
Responsibilities
Define the product vision for how Basic Capital builds wealth over time
Design new investment products and strategies that align with our mission and customer needs
Translate market structure, regulation, and customer behavior into products that work in the real world
Lead the development of retirement income products, including annuities and lifetime income solutions
Build products that help people convert savings into durable, flexible retirement outcomes
Partner cross-functionally to bring these products from concept to launch
Improve and scale our suite of accumulation products across registered and unregistered (exempted) offerings
Develop new strategies, packaging, and product structures that unlock better outcomes for customers
Iterate on product design to improve performance, simplicity, and adoption
Create products that are not only financially sound but also clearly positioned and branded
Design structures that can scale through distribution and capital markets
Build a product roadmap that compounds into a durable advantage for Basic Capital
Qualification
Required
Experience designing, structuring, and launching investment products
Strong understanding of retirement investing across accumulation and/or de-accumulation
Ability to operate across product, investing, legal/compliance, operations, and distribution
Strong strategic thinking paired with execution velocity
Comfort working in a fast-moving environment with high agency
Preferred
Experience with annuities, lifetime income products, or retirement income strategy
Familiarity with registered and unregistered (exempted) product structures
Background in asset management, fintech investing products, or structured product development
You have launched products that required cross-functional coordination and regulatory rigor
You enjoy building new markets, not just participating in existing ones
Company
Basic Capital
Basic Capital is a retirement investment platform that enhances retirement savings by providing financing options within IRAs and 401(k)s.
Founded in 2021
11-50 employees
Funding
Current Stage
Early StageTotal Funding
$25M2025-08-18Series A· $25M
2023-12-12Seed
Recent News
2025-08-24
FinTech Global
2025-08-22
Company data provided by crunchbase