Trustco Bank · 1 day ago
Credit Analyst - Glenville, NY
Schenectady, NY
Full-time
Onsite
Mid Level
$45K/yr - $50K/yr
3+ years expTrustco Bank is committed to fostering a supportive and inclusive workplace, and they are seeking a Credit Analyst to join their Credit Administration team. In this role, the analyst will analyze financial data, assess creditworthiness, and prepare detailed narratives to influence lending decisions.
BankingCommercialFinancial Services
Responsibilities
Analyze and interpret a vast array of data—from corporate tax returns and AR aging to appraisals and collateral evaluations—to establish creditworthiness
Conduct high-level research on industry trends to identify external risks that could impact a borrower’s ability to thrive and repay
Write the "story" of the credit. You will prepare detailed written narratives that outline performance trends, identify strengths and weaknesses, and make formal recommendations for risk ratings
Perform internal loan reviews on existing credits, "stress testing" current files to ensure our borrowers maintain the capacity to succeed in today’s evolving economy
Handle highly sensitive operational and financial information with the ultimate level of discretion and ethical integrity
Work alongside the Quality Assurance team to ensure all credit packages are airtight and compliant with 2025 consumer compliance laws
Qualification
Required
Analytical Powerhouse: You have a 'detective' mindset and a passion for financial spreading and underwriting
Knowledge & Expertise: You possess a broad-based understanding of credit administration and the lending lifecycle
Elite Communication: You can take complex financial data and turn it into a clear, persuasive, and professional written narrative
Tech Mastery: You are a power user of Microsoft Excel and specialized banking software, using them to create sophisticated financial portfolios
A Bachelor's degree in a business-related field
At least three (3) years of dedicated credit analysis and underwriting experience
Preferred
A Master's degree in Business, Finance, or a related field
Benefits
Medical, dental and vision insurance
A health savings account with an annual employer contribution
A 401(k)-retirement plan with generous employer match
Paid time off plus 11 paid federal holidays
Training and professional development programs
Tuition reimbursement
Reduced fees and rates on certain loan products
And much more!
Company
Trustco Bank
Trustco Bank offers personal and commercial banking services
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$40MKey Investors
Helios Investment Partners
2017-03-05Post Ipo Equity· $40M
1983-04-29IPO
Leadership Team
Michael Ozimek
Executive Vice President & Chief Financial Officer
Recent News
TradingView
2026-01-22
MarketScreener
2025-12-22
Company data provided by crunchbase