BOK Financial · 6 hours ago
Credit Products Underwriter III - CRE
Houston, TX
Full-time
Onsite
Senior Level, Lead/Staff
8+ years expBOK Financial is committed to fostering long-term client relationships by attracting top talent. The Credit Products Underwriter III - CRE is primarily responsible for underwriting more complex financial transactions and providing product and industry expertise to clients.
BankingCredit CardsFinancial Services
Responsibilities
You will prepare complex financial underwriting for transactions between $10M and $50M that impact key client accounts and business profitability
You will independently analyze credit deals and recommend optimal structures and pricing to Relationship or Department Managers
You will identify and document policy exceptions while gathering financial data and business insights directly from clients
You will present credit analysis to loan committees and serve as a subject-matter expert in credit and industry trends
You will write commitment reports and independently present loan renewals or support Syndicated and Club transactions as needed
You will collaborate with Relationship Managers to develop new credit business and deliver tailored financial solutions to clients
You will supervise analysts and interns, manage credit workflow, and oversee tasks such as covenant testing and financial spreading
You will monitor borrower compliance, review and negotiate legal documents, and coordinate with Capital Markets on swaps and prepayments
Qualification
Required
Bachelor's degree
8+ years of Credit Analysis/Credit products underwriter experience
14+ years of equivalent work related experience
Comprehensive accounting & cash flow knowledge
Demonstrated knowledge of intermediate accounting theory
Ability to succinctly identify the drivers and/or potential threats to cash flow and structuring
Solid working knowledge of rules, regulations and documentation
Ability to clearly communicate and convey information and ideas through a variety of channels
Ability to leverage a network of relationships with clients, Relationship Managers, and peers
Strong knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies
Excellent organizational skills and meticulous work habits
Solid critical review skills focused on errors and incorrect conclusions
Ability to complete assignments quickly and efficiently with minimal direction
Proactive communication skills (internally with colleagues and senior personnel and externally)
Good conflict management skills
Possess the courage and confidence to have difficult conversations or voice differing opinions
Strong knowledge of loan documentation, loan policy and regulations
Excellent knowledge of the Loan Grading Process
Company
BOK Financial
BOK Financial offers financial services to consumers and businesses.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Carrie Clasen Porter
Chief Operating Officer, Wealth Management
Chris Butta
Senior Vice President , Director-Petroleum Engineering
Recent News
2026-01-16
The Journal Record
2025-12-29
The Journal Record
2025-12-25
Company data provided by crunchbase