Amerant Bank · 19 hours ago
Loan Quality Control Specialist
Miramar, FL
Full-time
Onsite
Mid Level
3+ years expAmerant Bank is seeking a Loan Quality Control Specialist responsible for ensuring the integrity of loan data through comprehensive examinations and quality control frameworks. The role involves conducting audits, identifying data errors, and recommending improvements to maintain compliance with loan regulations.
Financial Services
Responsibilities
Responsible for the post-booking review of all new and renewed loans, monitoring the overall quality of key loan fields that have a direct impact in regulatory and financial reporting
Perform quality assurance spot audits of loan key fields to assure compliance with loan data integrity requirements
Responsible for identifying any data error being caused by potential issues in the different loan system applications/interfaces and ensure same are reported and monitor corrections as needed
Assists Management in audits (internal and external) related to the “Loan Data Integrity” control
May assist in the development and provide training, including bank wide seminars and daily guidance, to all applicable areas on data input errors impacting the loan quality integrity
Analyze and recommend stronger and/or more efficient internal controls and practices to achieve compliance goals dealing with loan data integrity. Develop and write operations procedures, in conjunction with Operations Management, to assure compliance with loan data integrity
May perform the review of new and renewed loans to ensure they are in compliance with certain applicable loan regulations such as (under the scope of responsibility described in the Departmental procedures): all aspects of Flood program requirements, Reg. O (ensure loan is properly coded when identified as a Reg O Loan), Reg. Z (ensure no violations exist related to Rescission period when applicable). Mainly in the review of Retail Loans (Retail Commercial, Consumer and Residential Loans)
May assists in the sample audits perform to ensure compliance with loan servicing regulation within the Loan Operations Department (under the scope of responsibilities described in the Loan Operations Procedures) such as: Reg. “O” (loan codification), Reg. Z (Heloc Statements), Fair Credit Reporting Act (Credit Bureau reporting and disputes
Stay abreast of changes to federal regulations that might directly affect the loan operations area
Recommend to immediate supervisor, policies and procedures changes needed to maintain a streamlined and secured process
To identify, evaluate, monitor and make any recommendation deemed necessary to their respective Risk Management Committee in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules regulations, prescribed practices, internal policies and procedures or ethical standards
Assist Department staff when needed
Perform other duties and work on special projects as assigned
Qualification
Required
Superior customer service skills required
Strong knowledge in the Loan Operations processing and servicing area
Good level of knowledge in loan regulations
Ability to work within a team
Ability to work well under pressure and meet tight deadlines
Supervisory and audit skills required
Associates Degree as well as vocational training in loan regulatory aspects required
Minimum three years' experience in the Loan Operations processing and servicing area, with good level of knowledge in all aspects of the federal regulations impacting lending and loan operations
Previous experience with Internet and MS Office Skills, including Outlook, MS Word Level II, MS Excel Level II and MS PowerPoint Level I and IBS required
Preferred
Bachelor's degree preferred
Loan accounting experience preferred
Company
Amerant Bank
Amerant Bank, N.A., Florida's bank of choice, is the main subsidiary of Amerant Bancorp Inc.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$156.7M2024-09-26Post Ipo Equity· $156.7M
2023-08-29IPO
Leadership Team
Kristy Amaro
SVP, Head of Talent and Sustainability
Samantha Holroyd
Independent Director
Recent News
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