Senior Product Manager, Cash Products jobs in United States
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RBC · 1 day ago

Senior Product Manager, Cash Products

RBC is a leading bank, and they are seeking a Senior Product Manager for Cash Products to enhance their cash management suite for high-net-worth clients. The role involves defining the product roadmap, delivering new banking features, and ensuring compliance while providing a seamless digital experience.

BankingFinancial ServicesWealth Management
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H1B Sponsor Likelynote

Responsibilities

Define the multi-year roadmap for operational cash at RBC Wealth Management-US, prioritizing features that reduce friction in moving and spending money
Benchmark RBC’s cash products against both traditional competitors and fintech disruptors to ensure a market-leading client experience
Advocate for "Total Wealth" visibility, ensuring clients can view and move cash across brokerage and banking accounts effortlessly
Lead the delivery of new banking features, specifically focusing on the modernization of Wires (domestic and international) and Digital Debit Card management (instant issuance, spend controls)
Own the lifecycle of Check-related services, including remote deposit capture and digital check ordering/management
Translate complex regulatory and compliance requirements into intuitive user stories and technical specifications
Partner with Consumer Digital Product teams to leverage enterprise-level banking rails while customizing the UI/UX for the specific needs of Wealth Management clients
Collaborate with Legal, Risk, Compliance and other key internal partners to ensure all money-movement features meet stringent anti-money laundering (AML) and "Know Your Customer" (KYC) standards
Work closely with Financial Advisors to gather feedback and ensure digital tools empower the advisor-client relationship
Define and track North Star metrics, such as Cash-to-AUM ratios, digital adoption rates for wire transfers, and debit card interchange revenue
Utilize client analytics to identify pain points in the money-movement funnel and iterate on the user experience

Qualification

Product ManagementWealth ManagementDigital BankingPayment RailsAgile EnvironmentClient AnalyticsGroup Problem SolvingKnowledge OrganizationLong Term PlanningProduct Development LifecycleProduct ManufacturingProduct ServicesProduct TestingWaterfall ModelCommunicationCritical Thinking

Required

Bachelor's degree in finance, business or related field
7+ years in Product Management, specifically within Wealth Management, Private Banking, or Consumer Digital Banking
Deep understanding of payment rails (ACH, Fedwire, SWIFT) and the lifecycle of debit card processing and physical/digital check issuance
Experience working in an Agile environment, collaborating directly with engineering teams to deploy APIs and microservices
A proven track record of delivering high-end digital experiences; you understand that for a wealth client, 'simple' is a luxury
Exceptional ability to influence senior leadership (Director/MD levels) and present complex product trade-offs clearly

Benefits

401(k) program with company-matching contributions
Health, dental, vision, life, disability insurance
Paid-time off

Company

Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance.

H1B Sponsorship

RBC has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (29)
2024 (17)
2023 (3)
2022 (4)
2021 (1)
2020 (2)

Funding

Current Stage
Public Company
Total Funding
$16.3B
2025-10-30Post Ipo Debt· $5B
2025-09-15Post Ipo Debt· $1.35B
2025-07-10Post Ipo Debt· $177.74M

Leadership Team

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Graeme Hepworth
Chief Risk Officer
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Kelly Bradley
Chief Human Resources Officer
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Company data provided by crunchbase