Lock Desk Analyst jobs in United States
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Insight Global · 21 hours ago

Lock Desk Analyst

Insight Global is seeking a highly detailed and analytical Lock Desk Specialist to join the Secondary team. In this role, you will be responsible for managing mortgage rate locks, maintaining pricing accuracy, and ensuring compliance throughout the loan lifecycle.

EmploymentHuman ResourcesRecruitingSales
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H1B Sponsor Likelynote
Hiring Manager
Peter Johnson
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Responsibilities

Review and process rate lock requests from loan officers in accordance with company and investor guidelines
Validate loan eligibility, pricing accuracy, and applicable adjustments using tools such as Optimal Blue (OB)
Commit loans to investors under Best Efforts delivery terms
Monitor daily lock expirations, market changes, and pricing updates
Process lock extensions, relocks, and necessary corrections while maintaining compliance
Collaborate closely with internal departments to resolve discrepancies and ensure loan data integrity
Support Non-QM loan scenarios by providing guidance on eligible lock structures when required
Maintain accurate logs, documentation, and audit trails for all lock transactions
Ensure adherence to investor, agency, and company parameters at all times
Communicate effectively with loan officers and operations staff regarding lock status, exceptions, or pricing impacts

Qualification

Optimal BlueMortgage pricingBest Efforts deliveryNon-QM productsEncompass systemAttention to detailFast-paced environment

Required

1–2 years of experience working in a mortgage lock desk
Proficiency with Optimal Blue (OB) or similar pricing/lock management platforms
Strong attention to detail and ability to work in a fast-paced environment
Solid understanding of mortgage pricing, delivery terms, and investor requirements

Preferred

Experience with Best Efforts (BE) delivery processes
Knowledge of Non-QM products and pricing structures
Experience working in Encompass loan origination system

Company

Insight Global

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Insight Global provides top talent and staffing solutions that help job seekers find careers in healthcare, finance, IT, and government.

H1B Sponsorship

Insight Global has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (281)
2024 (164)
2023 (75)
2022 (17)
2021 (3)
2020 (2)

Funding

Current Stage
Late Stage
Total Funding
unknown
2010-07-01Acquired

Leadership Team

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Jared Streppa
President Of Company’s Technology Division
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Company data provided by crunchbase