Ascendo Resources · 9 hours ago
Mortgage Underwriter
Miami-FTL Area
Full-time
Onsite
Mid Level
$65K/yr - $75K/yr
3+ years expAscendo Resources is a certified minority-owned staffing firm, and they are seeking a detail-oriented and experienced Residential Mortgage Underwriter to join a growing banking team in Miami. The role involves assessing the creditworthiness of residential mortgage applications and ensuring compliance with internal policies, regulatory requirements, and industry standards.
Human ResourcesStaffing Agency
Responsibilities
Evaluate residential mortgage applications to determine creditworthiness, including but not limited to assessing income, assets, liabilities, credit history, and property valuation
Analyze financial documents such as tax returns, pay stubs, bank statements, and credit reports to verify accuracy and completeness
Review appraisal reports, title commitments, and other relevant documentation to assess property value and ensure compliance with lending guidelines
Calculate debt-to-income ratios, loan-to-value ratios, and other financial metrics to assess risk and make informed lending decisions
Collaborate with loan officers, processors, and other stakeholders to obtain additional information and documentation as needed
Communicate lending decisions and underwriting requirements to loan originators and borrowers in a clear and timely manner
Stay updated on industry trends, regulatory changes, and best practices related to residential underwriting
Qualification
Required
Bachelor's degree in finance, accounting, business administration, or a related field
3+ years of experience in residential mortgage underwriting, preferably in a banking or financial services environment
Strong understanding of mortgage lending regulations, including but not limited to TRID, RESPA, and FHA/VA guidelines
Proficiency in using underwriting software and tools, as well as Microsoft Office applications
Excellent analytical skills with the ability to interpret complex financial information and make sound underwriting decisions
Exceptional attention to detail and accuracy in documentation and data analysis
Effective communication skills, both verbal and written, with the ability to interact professionally with internal and external stakeholders
Ability to work independently and collaboratively in a fast-paced environment, managing multiple priorities and meeting deadlines
Company
Ascendo Resources
Ascendo Resources is a staffing and recruiting company providing accounting, finance, and it recruiting services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Scott Berger
Co-Founder of Healthcare Operations
Brandie Jimenez
Partner at Ascendo Resources
Recent News
2022-02-01
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