Optum · 3 hours ago
Commercial Real Estate Relationship Manager - Remote
United States
Full-time
Remote
Senior Level
$92K/yr - $164K/yr
7+ years expOptum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The Commercial Real Estate Relationship Manager will be responsible for maintaining and developing lending relationships to support the bank in building and maintaining its strong credit portfolio.
EducationHealth CareMedicalPharmaceutical
Responsibilities
Manage relationships with third-party lending partners
Host and visit clients annually to deepen relationships, including as opportunities arise for conferences or site inspections associated with loan opportunities
Evaluate, recommend, and complete due diligence for new lending opportunities and relationships with new lending partners
Identify and implement operational efficiencies related to the lending product assigned
Present new loan opportunities to the Credit Committee for approval
Identify, evaluate, and implement efficiencies within the underwriting and closing function for the lending partners assigned
Collaborate with Credit Administration, Underwriters, and Operations team to further develop templates and processes
Create credit underwriting memos which analyze the credit request, the borrower, financial and credit information, repayment sources, risks and mitigation, collateral, and compliance with applicable regulations and policies
Analyze and document loan modification requests
Be knowledgeable of policies, guidelines, procedures, legal documentation, regulations and systems applicable to the credit function
Ensure that loan files and documentation are complete
Make, recommend, and present credit decisions to credit administration and credit committee through both effective written and verbal communication
Assist with portfolio management and monitoring by ensuring documentation is received in a timely manner
Develop and maintain positive relationships with internal and external clients
Qualification
Required
7+ years of experience analyzing business and personal financial statements associated with loan requests
7+ years of experience underwriting commercial loans, including commercial real estate loans
5+ years of experience working in credit or lending role with a commercial bank
3+ years of experience making or recommending credit decisions on transactions > $5 million
3+ years of experience reviewing or negotiating commercial real estate loan documents
2+ years of experience managing relationships with Borrowers or third-party lending partners
Ability and willingness to travel up to 25% as needed
Driver's license and access to reliable transportation
Preferred
Completion of a formal commercial credit training program
Experience working out problem loans. We don't have many, but the experience makes better lenders
Familiarity with loan syndications and loan participations
All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Benefits
Comprehensive benefits package
Incentive and recognition programs
Equity stock purchase
401k contribution
Company
Optum
Optum is a healthcare company that provides pharmacy services, health care operations, and population health management. It is a sub-organization of UnitedHealth Group.
10001+ employees
H1B Sponsorship
Optum has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (648)
2024 (559)
2023 (620)
2022 (851)
2021 (593)
2020 (438)
Funding
Current Stage
Late StageLeadership Team
Daniel Castillo
Chief Executive Officer, Optum Care Delivery
J
Jay Green
Chief Financial Officer
Recent News
2025-11-29
2025-11-19
2025-11-07
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