City National Bank · 6 hours ago
Senior Credit Officer
Los Angeles, CA
Full-time
Onsite
Senior Level, Lead/Staff
$187K/yr - $308K/yr
10+ years expCity National Bank is a subsidiary of Royal Bank of Canada, dedicated to helping clients and communities flourish. The Senior Credit Officer will evaluate and approve credit requests, monitor credit quality, ensure compliance with regulations, and assist in managing credit risk within the bank's lending units.
BankingFinanceFinancial Services
Responsibilities
Evaluates and examines credit requests which exceed local authority in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies. Approves or declines credit requests within assigned authority. Analyzes and recommends approval/declination of credit requests which exceed assigned authority
Reviews established credit policies and procedures and suggests and implements changes when and where appropriate. Ensures that all loans comply with established policies and procedures
Periodically reviews the portfolios of Relationship Managers within assigned regions to ensure appropriate loan classification/risk trend. Monitors the quality of the loan portfolio and exposures. Brings concerns to the attention of the relationship manager and provides guidance in developing plans for appropriate action in order to ensure quality portfolio management
Actively participates in evaluating all criticized and classified credits and approves action plans intended to remedy troubled credit situations. Works with relationship managers to identify alternatives to resolve problem loan situations
Participates in Loan Review and Compliance exit reviews and ensures that corrective actions are taken to cure exceptions and to prevent reoccurrence. Reviews appropriate reports for assigned regions to monitor delinquencies, accrual exceptions, and overdrafts
Provides support for compliance with all applicable laws, regulations and administrative duties
Maintains a proactive commitment to established bank programs, such as CustomerFirst, Community Reinvestment Act (CRA) and Affirmative Action
Complies fully with all bank risk management, operational and credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, City National Code of Conduct, etc.)
Qualification
Required
Bachelor's Degree or equivalent
7 years of banking experience
15 years in Commercial lending
10 experience in a credit environment
Preferred
Strong interpersonal skills with excellent credit, problem solving and decision quality skills
Strong analytical skills
Strong sense of urgency and ability to meet deadlines
Thorough knowledge of Bank business practices and ethics
May require specialized knowledge or experience in an assigned industry
Good negotiation skills
Good computer skills
Thorough knowledge of Bank credit products, policies, procedures and philosophy
General knowledge of overall Bank products
Strong verbal and written communication skills
Benefits
Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
Generous 401(k) company matching contribution
Career Development through Tuition Reimbursement and other internal upskilling and training resources
Valued Time Away benefits including vacation, sick and volunteer time
Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
Career Mobility support from a dedicated recruitment team
Colleague Resource Groups to support networking and community engagement
Company
City National Bank
City National Bank offers a full complement of banking, trust and investment services. It is a sub-organization of City National.
1001-5000 employees
H1B Sponsorship
City National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (76)
2024 (78)
2023 (145)
2022 (93)
2021 (107)
2020 (62)
Funding
Current Stage
Public CompanyTotal Funding
unknown1978-01-13IPO
Leadership Team
Howard Hammond
CEO City National Bank
Fiyaz Khan
Senior Vice President, Structured Products
Recent News
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