ChoiceOne Bank · 1 day ago
Commercial Loan Documentation Specialist
Fenton, MI
Full-time
Onsite
Entry Level
1+ years expChoiceOne Bank is seeking a Commercial Loan Documentation Specialist to perform a variety of clerical support services that facilitate and safeguard the lending function. The role involves preparing commercial loan documents, meeting with customers to close loans, and maintaining credit and collateral files.
BankingCommunitiesFinancial Services
Responsibilities
Prepare commercial loan documents (including SBA, FmHA, participation, construction, letters of credit, etc.)
Order supporting documents – UCC searches, business registrations, certificates of good standing, credit reports, title work, resolutions, surveys, etc
Meet with customers to close various types of loans
Complete follow-up to loan terms and conditions post-closing – title policies, mortgage recordings, insurances, etc
Prepare loan extensions and amendments
Maintain credit and collateral files
Perform steps necessary to finalize closed/paid loans – discharges, releases, terminations, etc
Handle notices, correspondence, and reporting requirements appropriately and in a timely manner
Customer Service – transaction processing, loan inquiries, etc
Assist Loan Officers and others in the department as requested
Assist supervisor in managing loan pipeline and perform pre-closing documentation reviews to ensure accuracy of documents
Timely identification and of CRA and HMDA loans. CRA Loans entered on CRA Relief at least quarterly
Training of new employees on commercial loan documentation and procedures
Additional responsibilities as assigned
Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer
Be familiar with and comply with all federal and state banking regulations as applicable
Qualification
Required
High School Diploma or Equivalent
Minimum one (1) to two (2) years Commercial Loan Documentation experience
Knowledge of business entity documents including corporations, LLC's, partnerships, etc
Computer knowledge - Windows, Microsoft Office, Word, Excel, miscellaneous software applications (basic working knowledge)
Communication – Speaks clearly and persuasively in positive or negative situations; listens and gets clarification; responds well to questions; demonstrates group presentation skills; participates in meetings. Writes clearly and informatively; edits work for spelling and grammar; varies writing style to meet needs; presents numerical data accurately; able to read and interpret written information
Analytical – Synthesizes complex and diverse information; collects and researches data; uses intuition and experience to complement data
Technical Skills – Assesses own strengths and weaknesses; pursues training and development opportunities; strives to continuously build knowledge and skills; shares expertise with others. Has a thorough understanding of underwriting, coverages and rating procedures
Quality – Demonstrates accuracy and thoroughness; monitors own work to ensure quality
Quantity – Meets productivity standards; completes work in a timely manner; strives to increase productivity; works quickly
Adaptability – Adapts to changes in work environment; manages competing demands; changes approach or method to best fit the situation; able to deal with frequent change, delays or unexpected events
Dependability – Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; commits to long hours of work when necessary to reach goals; completes tasks on time or notifies appropriate person with an alternate plan
Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed
Company
ChoiceOne Bank
ChoiceOne Bank is a West Michigan-based community banking corporation.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$34.5M2024-07-25Post Ipo Equity· $34.5M
2020-02-07IPO
Leadership Team
Heather Deardorff Brolick
SVP Chief Human Resource Officer
Lee Braford
Chief Credit Officer and Senior Vice President
Recent News
MarketScreener
2025-10-24
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