First Financial Bank NA · 10 hours ago
Home Equity Underwriter
Terre Haute, IN
Full-time
Onsite
Entry Level
1+ years expFirst Financial Bank is a dynamic financial institution committed to empowering clients and building community. The Home Equity Underwriter role involves evaluating loan applications, identifying risks, and supporting loan decisions to help customers achieve their financial goals.
AccountingBankingFinancial Services
Responsibilities
Review Loan Documentation: Examine loan applications and supporting documentation to ensure accuracy, completeness, and consistency with underwriting guidelines
Coordinate Communication: Serve as the main underwriting contact for branch staff, processors, and vendors involved in the home equity loan process
Follow Up on Requirements: Initiate and track receipt of borrower documentation, resolving discrepancies and ensuring timely submission
Conduct Financial Analysis: Calculate income, debt ratios, and other key financial metrics to assess creditworthiness
Analyze Risk Factors: Identify and evaluate compensating factors, red flags, and file inconsistencies to support sound lending decisions
Maintain Compliance: Ensure adherence to regulatory requirements and internal policies throughout the loan evaluation process
Support Underwriting Decisions: Assist in making credit decisions within designated limits and prepare recommendations for review
Collaborate Across Teams: Work closely with processors and underwriters to maintain pipeline momentum and meet service standards
Stay Informed: Remain current on underwriting practices, policy updates, and mortgage industry regulations
Deliver Excellent Service: Respond promptly to internal inquiries and provide guidance to team members and branches as needed
Qualification
Required
Associate's degree or 1–2 years of business experience (or equivalent work experience)
Strong analytical, organizational, and problem-solving skills
Familiarity with loan documentation and standard underwriting practices
Excellent verbal and written communication skills
Ability to work independently and collaboratively in a team setting
Strong attention to detail and follow-through
Proficient in Microsoft Office and loan origination systems
Ability to commute to the primary work location
Ability to remain in a stationary position, for up to 75% of an eight (8) hour workday
Ability to review information and details at close range (within a few feet)
Preferred
Previous residential mortgage lending or underwriting experience preferred
Benefits
Medical, dental, vision, and employer-paid life and disability insurance.
401(k) match
Employee Stock Ownership Program (ESOP)
Banking benefits.
Paid time off, including 11 Federal Reserve bank holidays.
Tuition assistance
Professional development programs.
Company
First Financial Bank NA
Since 1834, First Financial Bank has been empowering individuals and communities with secure, innovative financial solutions.
501-1000 employees
H1B Sponsorship
First Financial Bank NA has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2024 (2)
2022 (1)
2021 (2)
Funding
Current Stage
Late StageLeadership Team
Norm Lowery
Chief Executive Officer
Mark Franklin
SVP, Chief Lending Officer
Recent News
First Financial Corporation Indiana
2025-11-08
First Financial Corporation Indiana
2025-07-22
Company data provided by crunchbase