Loan Processor I jobs in United States
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HomeTrust Bank · 21 hours ago

Loan Processor I

HomeTrust Bank is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking. The Loan Processor I role involves entering consumer loan data, verifying loan documents, and managing communication with borrowers throughout the loan process.

BankingCommunitiesFinancial Services

Responsibilities

Process consumer and possibly residential loans from application to approval
Evaluate a borrower’s profile to determine whether the borrower qualifies for the program applied
Review and analyze qualifying income documentation, review bank statements, verify applicant credit, employment, property valuations and reserves and process the loan accordingly
Order, review and analyze third-party verifications, such as title, tax and insurance information, and any other items required for loan approval
Monitor outstanding title and property evaluation orders; request corrections, if needed
Review disclosures for completeness and compliance
Responsible for identifying and clearing any/all associated fraud alerts on borrower identity and subject collateral
Maintain communication with borrowers throughout the loan process, assisting them with any questions and notifying them of any additional requirements
Responsible for scheduling the closing date with all parties
Manage pipelines to assure timely execution of duties
Maintain confidentiality and security of sensitive information
Adhere to all corporate policies and procedures, Federal and State regulations, and laws
Complete all mandatory annual compliance training
Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection, and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws
Perform other duties and special projects as assigned

Qualification

Consumer lendingResidential lendingBanking regulationsLoan processingExcelWordOutlookCustomer serviceAttention to detailOrganizational skillsCommunication skills

Required

High school diploma or equivalent
2+ years of retail banking or related field with exposure to Consumer and/or residential lending
Familiarity with all federal and state banking regulations, including the Bank Secrecy Act and the USA Patriot Act
Familiarity with all federal and state banking regulations pertaining to lending and consumer compliance, including fair lending laws
General knowledge of bank deposit and investment products and services
Thorough knowledge of mortgage program, loan policies, and loan processing functions and related requirements and procedures
Proficient in Excel, Word, Outlook, with the ability to learn other mortgage-related software programs
Excellent attention to detail, and above average organizational and communications skills
Focus/desire to serve customer needs, and provide excellent customer service

Preferred

Previous consumer loan or mortgage processing experience

Company

HomeTrust Bank

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HomeTrust Bank is a chartered, community-focused financial institution.

Funding

Current Stage
Public Company
Total Funding
unknown
2012-07-11IPO

Leadership Team

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Robert Moore
Senior Vice President
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Company data provided by crunchbase