PayPal · 14 hours ago
Sr Data Scientist
San Jose, CA
Full-time
Hybrid
Mid, Senior Level
$124K/yr - $213K/yr
3+ years expPayPal has been revolutionizing commerce globally for more than 25 years. The Sr. Data Scientist, Risk Strategy will help reduce Card losses by developing and optimizing risk strategies throughout the customer lifecycle, driving business strategy recommendations through data analytics on Card authorization and PayPal customer data.
E-Commerce PlatformsFinTechMobile PaymentsTransaction Processing
Responsibilities
Lead the development and implementation of advanced data science models
Collaborate with stakeholders to understand requirements
Drive best practices in data science
Ensure data quality and integrity in all processes
Mentor and guide junior data scientists
Stay updated with the latest trends in data science
Develop and optimize risk strategies for PayPal, leveraging knowledge of U.S. or international financial markets, card networks and customer spending behavior
Manage a portfolio of relationships to ensure that payment solutions meet financial and timeline objectives; Creatively leverage partnerships to further PayPal’s strategic business objectives
Develop business cases in support of new risk policies, risk vendor integrations, and PayPal risk infrastructure enhancements
Come up with risk requirements for product initiatives and prioritize said requirements with partner teams
Consult/partner with other PayPal business and technology groups to assure the optimal deployment of payment solutions to satisfy customer needs and corporate objectives
Work with International team members to exchange and implement best practices across PayPal’s existing footprint
Qualification
Required
3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
Lead the development and implementation of advanced data science models
Collaborate with stakeholders to understand requirements
Drive best practices in data science
Ensure data quality and integrity in all processes
Mentor and guide junior data scientists
Stay updated with the latest trends in data science
3-5 years of experience in payments at an issuer, network, processor, or consultancy
Proven track record of driving results in a fast-paced and constantly changing environment
Good understanding of the applicable laws and regulations that can influence risk and fraud management policy
Knowledge and understanding of payment systems, bank credit/fraud policies, structures and operations in relation to card programs
Energetic, creative and able to deliver innovative solutions
Must handle multiple priorities with a strong attention to detail and should possess strong analytic and problem solving skills
Excellent written, verbal, and presentation skills
Demonstrated ability to establish strategic vision and drive change to achieve business objectives
Strong interpersonal skills and ability to build relationships and influence at all levels of management
Experience working externally with third parties who support mission critical processes and deliverables
Thorough knowledge of product segmentations, credit/fraud loss activities and key business drivers
Hands on experience with portfolio performance monitoring and diagnostics
SQL to query risk performance data
Preferred
Develop and optimize risk strategies for PayPal, leveraging knowledge of U.S. or international financial markets, card networks and customer spending behavior
Manage a portfolio of relationships to ensure that payment solutions meet financial and timeline objectives; Creatively leverage partnerships to further PayPal's strategic business objectives
Develop business cases in support of new risk policies, risk vendor integrations, and PayPal risk infrastructure enhancements
Come up with risk requirements for product initiatives and prioritize said requirements with partner teams
Consult/partner with other PayPal business and technology groups to assure the optimal deployment of payment solutions to satisfy customer needs and corporate objectives
Work with International team members to exchange and implement best practices across PayPal's existing footprint
Benefits
Flexible work environment
Employee shares options
Health and life insurance
Company
PayPal
PayPal is a financial service company that provides online payment solutions to its users worldwide.
10001+ employees
H1B Sponsorship
PayPal has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1144)
2024 (917)
2023 (775)
2022 (921)
2021 (1051)
2020 (1049)
Funding
Current Stage
Public CompanyTotal Funding
$12.17BKey Investors
Kohlberg Kravis RobertsBlueRun Ventures
2025-11-17Post Ipo Debt· $6.95B
2023-06-07Post Ipo Debt· $5B
2015-07-20IPO
Leadership Team
Simon Bladon
PayPal UK CEO
chaloem khompitoon
President & CEO
Recent News
2026-01-25
2026-01-24
PYMNTS.com
2026-01-24
Company data provided by crunchbase