Bare Home · 5 hours ago
Senior Financial Planning Analyst
Forest Lake, MN
Full-time
Onsite
Mid, Senior Level
$90K/yr - $135K/yr
7+ years expBare Home is a leading textile retail company known for its high-quality bedding and sustainable sourcing practices. The Senior Financial Planning Analyst will act as a strategic financial partner to the CFO, focusing on cash flow management, cost analysis, and pricing strategy to enhance profitability across the company's ecommerce operations.
E-CommerceFurnitureRetailTextiles
Hiring Manager
William Y.
Responsibilities
Develop and maintain comprehensive cash flow forecasting models including 13-week rolling forecasts and long-range cash projections
Monitor daily/weekly cash positions and provide proactive recommendations for working capital optimization Analyze cash conversion cycles and identify opportunities to improve
Days Sales Outstanding (DSO), inventory turns, and vendor payment timing
Partner with CFO on cash management strategy, credit line utilization, and liquidity planning
Build scenario models for cash flow impacts of business decisions including expansion, inventory investments, and seasonal fluctuations
Analyze true costs and profitability across channels, platforms, SKUs, and product lines to identify where the business makes or loses money
Evaluate comprehensive cost structures including COGS, landed costs, duty calculations, freight, platform fees, and total cost of ownership
Conduct detailed margin analysis by product category, sales channel (Amazon, Walmart, Target, barehome.com), and promotional activity Identify cost variance drivers and provide actionable recommendations for margin improvement and cost optimization
Partner with operations and procurement teams to validate cost data accuracy and drive cost reduction initiatives
Develop pricing strategies for multi-platform ecommerce operations balancing competitive positioning with profitability goals
Analyze promotional pricing effectiveness and margin impact across different sales channels and product categories
Conduct competitive pricing analysis and market positioning research to inform strategic pricing decisions
Evaluate price elasticity and recommend optimal pricing for new product launches and existing SKU optimization
Track platform-specific fee structures (Amazon, Walmart, Target) and incorporate into pricing and profitability models
Lead annual budgeting process and monthly/quarterly forecasting cycles with detailed variance analysis and commentary
Build financial models for strategic initiatives including facility expansion, international sourcing decisions, and capital investments
Develop executive dashboards and KPI reporting frameworks using Power BI for CFO and CEO decision-making
Analyze business performance trends and provide insights on revenue drivers, cost trends, and profitability improvements
Support monthly financial close process with variance analysis, trend reporting, and actionable business insights
Analyze financial impacts of international sourcing decisions across China, India, Pakistan, and Turkey considering tariffs, duties, and trade restrictions
Evaluate landed cost components including freight costs, customs fees, currency fluctuations, and total supply chain costs Assess VAT, tax, and tariff implications on product pricing and overall business profitability
Support real estate and facility decisions with financial analysis including lease vs. buy evaluations and expansion ROI modeling
Serve as trusted financial advisor to CFO/CEO on complex business questions requiring analytical problem-solving
Present financial analysis and strategic recommendations to executive leadership with clear, actionable insights
Collaborate cross-functionally with operations, inventory, procurement, marketing, and finance teams
Translate complex financial data into business insights that drive strategic decision-making
Qualification
Required
7-10 years of progressive financial analysis experience with demonstrated expertise in FP&A, cost analysis, and pricing strategy
Strong background in retail, manufacturing, ecommerce, or consumer products with complex cost structures and multi-channel operations
Proven experience building and maintaining cash flow forecasting models and working capital management
Experience analyzing profitability across multiple channels, platforms, or business units with detailed cost allocation
Background in international business, supply chain finance, or import/export cost analysis preferred
Track record of translating financial analysis into actionable business recommendations for executive leadership
Expert-level Excel proficiency including advanced formulas, pivot tables, complex financial modeling, macros, and scenario analysis
Advanced Power BI skills for dashboard creation, data visualization, and executive reporting
SQL proficiency for data extraction, manipulation, and complex financial reporting
Strong financial modeling capabilities for forecasting, budgeting, scenario planning, and ROI analysis
Experience with data analytics platforms and ability to work with large datasets across multiple systems
Deep understanding of P&L management, margin analysis, and cost accounting principles
Knowledge of cash flow management, working capital optimization, and liquidity planning
Understanding of ecommerce marketplace dynamics including platform fee structures and channel profitability
Familiarity with international trade finance including tariffs, duties, VAT, landed cost analysis, and currency impacts
Preferred
NetSuite ERP experience (we're implementing soon) with focus on financial planning and reporting modules
Bachelor's degree in Finance, Accounting, Economics, Business Analytics, or related quantitative field
Multi-industry exposure (retail + manufacturing + real estate) demonstrating versatility and broad business knowledge
Experience in textile, home goods, bedding, or consumer products industries with complex international supply chains
Benefits
Performance-based bonus opportunities
Medical, Dental, and Vision Insurance
STD and Life Insurance
Paid Family Leave
401(k) with Company Match
Paid Time Off and Holidays
Professional development opportunities in a rapidly growing company
Company
Bare Home
Bare Home is an online retailer that offers consumer home textiles and products like eco-friendly bedding to customers.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Josh Pribyl
Founder & CEO
Company data provided by crunchbase