Mutual of Omaha · 7 hours ago
Underwriter V - Individual Life
United States
Full-time
Remote
Senior Level, Lead/Staff
$99K/yr - $134K/yr
10+ years expMutual of Omaha is seeking an Underwriter V to handle complex individual life insurance cases with significant financial exposure. The role involves leading large and impaired risk cases, providing guidance to less experienced underwriters, and ensuring underwriting quality and productivity across the team.
Auto InsuranceCommercial InsuranceFinancial ServicesHealth InsuranceInsuranceLife InsuranceProperty Insurance
No H1B
Responsibilities
Underwrite highly complex individual life cases with significant mortality and financial impact, including formal applications, informal inquiries, and pre-quote requests, within a life approval authority of $10M-$20M
Lead large and impaired risk cases that exceed the experience or authority of lower-level underwriters, including determining when facultative reinsurance is appropriate and engaging reinsurers as needed
Review, approve, and provide guidance on underwriting decisions made by other underwriters, ensuring adherence to company guidelines, selection standards, and risk philosophy
Partner closely with agents, brokers, and field leadership, communicating underwriting decisions clearly and professionally while building strong, trusted relationships
Support continuous improvement efforts by mentoring underwriters, monitoring workflow quality and volume, contributing to underwriting guidelines, and staying current on products, regulations, and industry trends
Qualification
Required
Extensive individual life underwriting experience, including impaired risks and large case underwriting, with demonstrated success operating at full authority levels
10+ years of life underwriting experience, with the confidence and judgment to make and defend complex underwriting decisions using sound medical, financial, and actuarial reasoning
Strong technical foundation, including completion of LOMA 280/281, 290, 311, 386, and ALU 101 & 201 (or equivalent depth of knowledge)
Excellent decision-making, analytical, and communication skills, with the ability to clearly explain underwriting outcomes to both internal partners and the field
High level of independence and accountability, paired with strong organizational skills, attention to detail, and the ability to perform under deadline pressure
You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do
Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico
Preferred
Bachelor's degree or equivalent experience; FLMI, FALU, CLU designation completed or in progress
Experience with Accelerated Underwriting programs and/or Long-Term Care underwriting
Prior involvement in field training, underwriting policy development, or special underwriting initiatives
Benefits
401(k) plan with a 2% company contribution and 6% company match.
Work-life balance with vacation, personal time and paid holidays.
Company
Mutual of Omaha
Mutual Of Omaha is a mutual insurance and financial services company helping clients achieve their financial goals.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
David A. Diamond
EVP, CFO and Treasurer (Retired)
Brian Poppe
SVP, Income and Wealth Planning
Recent News
2025-12-24
2025-11-15
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