Upstart · 1 hour ago
Senior Manager, Software Engineering - Core Pricing
Upstart is an AI lending marketplace focused on reducing the cost and complexity of borrowing for Americans. They are seeking a Senior Manager for their Core Pricing team, responsible for leading backend engineers and ensuring that pricing systems meet high standards for performance and reliability.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead, coach, and grow a team of backend engineers and an engineering manager, fostering a culture of accountability and ownership
Own team execution and delivery across multiple quarters, ensuring Core Pricing systems meet high standards for uptime, accuracy, and responsiveness
Guide technical strategy across legacy and next-generation pricing systems, balancing short-term execution with long-term architectural goals
Ensure changes to pricing systems are production-safe, observable, and rigorously validated, maintaining SLAs and leading incident response when needed
Collaborate cross-functionally with Product, Risk, Servicing, Analytics, and external partners to deliver complex, multi-team initiatives
Use key metrics—including reliability, latency, and partner escalations—to align engineering priorities with borrower impact and business objectives
Qualification
Required
10–15 years of software engineering experience, including 4–7 years managing high-performing engineering teams
Demonstrated ownership of systems with strict reliability, latency, and correctness constraints
Domain experience in pricing, fintech, lending, payments, marketplaces, or real-time decisioning systems
Strong system design and architectural skills, with the ability to dive deep into technical issues as needed
Deep experience leading backend and distributed systems in production environments
Proven success leading cross-functional, multi-quarter initiatives in complex, fast-paced environments
Excellent communication skills and the ability to effectively collaborate with both technical and non-technical stakeholders
Strong product intuition and business judgment, with the ability to assess tradeoffs, risk, and long-term impact
Preferred
Familiarity with operating in regulated environments and working with external partners
Experience specifically in fintech or finance, working with pricing, risk, or other Machine Learning adjacent teams where correctness and regulatory compliance is critical
Benefits
Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Generous 401(k) plan with Upstart matching $2 for every $1 contributed, up to $15,000 per year
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
Affordable medical, dental, and vision coverage, with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
Health Savings Account contributions from Upstart for eligible plans
Income protection benefits, including company-paid Basic Life, AD&D, and Short- and Long-Term Disability coverage, with options to purchase supplemental coverage
Paid time off, sick and safe time, and company holidays
Paid family and parental leave to support caregiving and major life moments
Family-centered benefits through Carrot and Cleo, supporting fertility, parenthood, and caregiving
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events and onsites, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our four offices, located in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Recent News
The Motley Fool
2026-01-23
Business Wire
2026-01-22
The Motley Fool
2026-01-03
Company data provided by crunchbase