MeridianLink · 13 hours ago
Data Analytics Consultant (Credit Specialist)
United States
Full-time
Remote
Mid, Senior Level
3+ years expMeridianLink is seeking a Data Analytics Consultant with expertise in credit risk analysis and consumer lending performance. The role involves analyzing credit data and loan performance to help clients optimize their underwriting strategies and manage risk effectively.
BankingFinancial ServicesFinTechInformation Technology
Responsibilities
Develop a strong understanding of MeridianLink decisioning platforms, including MeridianLink Consumer and DecisionLender, and how applications flow through the underwriting and approval process
Analyze credit bureau data, application data, and loan performance data to evaluate portfolio risk, approval trends, and delinquency patterns
Review and assess underwriting guidelines, scorecards, and decision rules to identify opportunities for optimization
Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records, to support risk profiling and policy recommendations
Evaluate key lending metrics such as approval rate, decline rate, capture rate, delinquency, charge-offs, and loss rates
Support clients in balancing risk management and growth through data-backed policy and strategy recommendations
Prepare client-facing reports and dashboards that clearly communicate portfolio performance and risk trends
Lead and participate in client meetings to present findings, explain credit risk drivers, and discuss optimization strategies
Collaborate with internal analytics, engineering, and product teams to deliver high-quality analytics solutions
Ensure accuracy and consistency across all analytical deliverables
Contribute to internal best practices, documentation, and training related to credit risk and lending analytics
Assist in developing scalable tools and templates for portfolio monitoring and underwriting analysis
Serve as a trusted advisor to clients on industry best practices in credit risk management and consumer lending
Qualification
Required
Solid understanding of consumer lending fundamentals, including underwriting, risk tiers, scorecards, and policy rules
Experience in analyzing loan performance, delinquency, and loss trends
Strong analytical and problem-solving skills with the ability to translate data into business recommendations
Proficiency in Microsoft Excel and PowerPoint for analysis and client presentations
Strong project management and organizational skills, with the ability to manage multiple client engagements
Excellent written and verbal communication skills, with the ability to explain credit risk concepts to technical and non-technical audiences
High attention to detail and strong commitment to data quality and accuracy
Preferred
Bachelor's degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred
3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred
Experience working with consumer credit data, bureau reports (Experian, Equifax, TransUnion), or loan performance data strongly preferred
Familiarity with business intelligence tools (Power BI, Sisense, or similar) preferred
Experience with SQL, Python, or other analytical tools is a plus but not required
Company
MeridianLink
MeridianLink is a digital lending platform that helps financial institutions through a configurable platform.
501-1000 employees
H1B Sponsorship
MeridianLink has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (14)
2024 (5)
2023 (1)
2022 (12)
2021 (11)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$570.51M2025-08-11Acquired
2024-09-26Post Ipo Secondary· $0.01M
2024-02-07Post Ipo Secondary· $85.5M
Leadership Team
Larry Katz
Chief Executive Officer
Elias Olmeta
Chief Financial Officer
Recent News
2026-01-15
HousingWire.com
2026-01-09
Orange County Business Journal
2026-01-09
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