American Freedom Insurance Company · 1 hour ago
Complex Casualty Adjuster - Auto Insurance
American Freedom Insurance Company (AFIC) is a leader in the nonstandard automobile insurance industry, seeking a committed candidate to contribute their skills in a fast-paced organization. The role involves evaluating, negotiating, and resolving auto injury claims, as well as collaborating with teams to drive accurate decisions and improve business outcomes.
Responsibilities
Own and proactively evaluate, negotiate and resolve auto injury claims in various stages of the claim, from unrepresented to represented to early litigation stages, primarily third-party automobile claims
Able to easily comprehend and apply policy language provisions, conditions and exclusions, incorporating knowledge of applicable state laws and regulations
Responsible for an inventory of primarily attorney represented and legal claims
Able to identify high-risk matters and keep appropriate suspense and actions to reduce unnecessary legal or monetary exposure
Draft coverage position letters or correspondence as needed
Control claim costs and expenses to the extent possible
Able to work across teams in the claim department to collaborate and mentor personnel on coverage and liability concepts, driving accurate decisions and settlement amounts
Identify process improvements to improve business outcomes and increase efficiency
Assist in responding to attorney, regulatory, producer and consumer inquiries
Qualification
Required
Minimum 5 years auto insurance casualty claim experience
Advanced knowledge and proven success in the resolution of complex, severe-injury claims
Proficient and effective negotiation skills on complex claims
Attention to detail producing high quality work product
Able to critically think and offer practical solutions
Strong coverage and liability analysis skills
Knowledge of state regulations relative to claim practices
Ability to solve problems and find solutions expeditiously
Understand concepts of court processes
Excellent oral and written communication skills
Proficiency with technology, primarily Microsoft Office – Word and Excel
Preferred
Bachelor's degree preferred
10+ years auto insurance casualty claim experience preferred
Non-standard auto insurance experience preferred but not required
Benefits
401K with up to a 6% company match
Choice of Blue Cross Blue Shield PPO, HMO, or HSA plans, Dental and vision coverage, Access to telemedicine services
Paid training, state licensing reimbursement, and opportunities for advancement
Holiday pay and PTO
Employee Recognition: We celebrate work milestones to show appreciation for your contributions
Enjoy our inclusive holiday events, employee referral bonuses, virtual team meetings, and more
Company
American Freedom Insurance Company
An Insurance Company.
Funding
Current Stage
Growth StageCompany data provided by crunchbase