Toast · 19 hours ago
Principal Fraud Analyst, Payments & Onboarding
United States
Full-time
Remote
Senior Level, Lead/Staff
$112K/yr - $179K/yr
6+ years expToast is driven by building the all-in-one restaurant platform that helps restaurants operate their business, increase sales, engage guests, and keep employees happy. We are seeking a Principal Analyst to join our Fraud Strategy & Analytics team to own the analytical strategy for assessing and mitigating fraud risk, including onboarding and early-lifecycle exposure.
DeliveryPoint of SaleSaaS
Responsibilities
Lead the definition and evolution of risk frameworks across the customer lifecycle, with a focus on early-stage and onboarding risk
Design, develop, and own core fraud and risk metrics that inform decision-making, performance measurement, and strategy
Partner with internal stakeholders (Product, Engineering, Risk Operations) to translate analytical insights into scalable solutions
Evaluate, integrate, and manage external data sources to enhance risk detection and decisioning capabilities
Define data requirements and partner with engineering to build and maintain reliable, production-grade data pipelines
Act as a thought leader in fraud analytics, setting best practices for measurement & risk modelling
Qualification
Required
6–8 years of experience in data analytics, payments risk & fraud; fintech experience is a plus
Very strong SQL & Python skills and proficiency with analytical tools
Proven ability to analyze large, complex datasets to extract actionable insights
Demonstrated experience owning ambiguous problem spaces and translating them into clear analytical frameworks and measurable outcomes
Exceptional communication skills, with a track record of influencing cross-functional stakeholders and executive leaders
Ability to thrive in a dynamic, fast-paced environment with competing priorities
Strategic thinker with high intellectual curiosity and a passion for driving impact
Benefits
Cash compensation (overtime, bonus/commissions, if eligible)
Benefits
Equity (if eligible)
Company
Toast
Toast is a point-of-sale and restaurant management platform designed for businesses in the food service and hospitality industry.
1001-5000 employees
H1B Sponsorship
Toast has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (26)
2024 (32)
2023 (39)
2022 (66)
2021 (29)
2020 (17)
Funding
Current Stage
Public CompanyTotal Funding
$961.95MKey Investors
12 West CapitalT. Rowe PriceBessemer Venture Partners
2021-09-22IPO
2020-11-23Secondary Market· $60M
2020-02-14Series F· $400M
Leadership Team
Aman Narang
CEO and Co-Founder
Steve Fredette
Co-founder and President
Recent News
Crunchbase News
2026-01-23
2026-01-22
Company data provided by crunchbase