Underwriter - Non-QM jobs in United States
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Planet Home Lending, LLC · 12 hours ago

Underwriter - Non-QM

Planet Home Lending, LLC is seeking an Underwriter responsible for analyzing loan applications to determine borrowers' ability to repay debts. The role involves reviewing loan files, ensuring compliance with guidelines, and making decisions on loan approvals or denials.

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Comp. & Benefits
Hiring Manager
Caroline Mason
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Responsibilities

Reviews and underwrites loan files accurately and timely, ensuring compliance with Company guidelines. Verifies documentation is complete and works with operations staff to collect additional information as necessary. Adds conditions to file if necessary in order to complete the underwriting process
Analyzes credit documents, including but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents
Approves or declines loans within limits of assigned authority. Communicates decision to appropriate individuals within the Company upholding fair lending practices
Performs other duties as assigned

Qualification

Conventional mortgage underwritingCredit analysisCompliance regulations (RESPA)Analytical skillsProblem solvingCustomer servicePC skillsTime managementAttention to detailCommunication skills

Required

High school diploma or equivalent required
Minimum of three year's experience as a Conventional mortgage underwriter, Junior Underwriter, or a Senior level Processor
Thorough understanding of credit and an ability to review complex financial documents
Effective written and verbal communication skills
Strong analytical skills with the ability to think outside of the box
Demonstrates a commitment to quality customer service
Strong attention to detail
Excellent problem solving skills and ability to make sound judgments in a fast-paced environment
Well organized with the ability to multi-task
Demonstrates strong time management skills with the ability to meet deadlines
Works well with others
Proficient in all compliance-related regulations including RESPA
Strong mathematical skills
Strong PC skills (MS Office products) and experience with mortgage origination systems

Company

Planet Home Lending, LLC

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Funding

Current Stage
Late Stage
Total Funding
$475M
2024-12-13Debt Financing· $475M

Leadership Team

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Bill Shuler
Executive Vice President and Chief Information Officer
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Ben Hughes
EVP, Chief Human Resources Officer
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Company data provided by crunchbase