Consumers National Bank · 19 hours ago
HMDA & Escrow Loan Documentation Specialist
Minerva,OH,US
Full-time
Onsite
Entry, Mid Level
2+ years expConsumers National Bank is committed to making a difference in their communities and is seeking an HMDA & Escrow Loan Documentation Specialist to join their Minerva Corporate Office. The role involves managing escrow accounts, ensuring compliance with HMDA regulations, and providing customer support throughout the loan documentation process.
BankingFinancial Services
Responsibilities
Verify and maintain rate updates for Federal, FHLB, and Fixed Rate Equity loans
Manage escrow accounts from origination to closing, including reporting, disbursements, and customer support
Monitor new and closed escrow accounts for accuracy and completeness
Ensure timely disbursement of: Semi-annual real estate taxes
Homeowners insurance premiums
Process annual escrow analyses for both fixed and variable rate loans
Process monthly remittance of PMI and Credit Insurance premiums
Monitor PMI-covered loans for required cancellations or borrower-requested terminations
Conduct initial review of HMDA data and ensure timely annual HMDA-LAR submission
Perform loan file maintenance
Respond to customer inquiries regarding their loans
Research and resolve issues related to existing loan data
Communicate regularly with the Loan Servicing team and branch staff
Scan and file documents to maintain accurate records
Assist the Supervisor in preparing materials for Internal Audit and Loan Review
Qualification
Required
Minimum of 2 years of progressive banking and/or loan processing documentation experience; HMDA or escrow experience preferred
Strong verbal and written communication skills
Exceptional attention to detail and proofreading skills
Strong customer service orientation
Ability to follow oral directions with speed and accuracy
Excellent time management and organizational skills
Sound judgment with the ability to involve management as needed
Strong analytical and mathematical abilities
Ability to work accurately under pressure
Proficiency with Microsoft Office Suite
Experience working in a team-oriented, collaborative environment
Preferred
HMDA or escrow experience preferred
Benefits
Competitive compensation package
Generous benefits
Company
Consumers National Bank
Consumers National Bank is a banking corporation based in Ohio.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Ralph Lober
President and CEO
Renee Wood
CFO
Recent News
Business Journal Daily | The Youngstown Publishing Company
2024-12-06
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