U.S. Bank · 9 hours ago
Business Banking Strategic Credit Policy Manager
Charlotte, NC
Full-time
Hybrid
Senior Level, Lead/Staff
$120K/yr - $141K/yr
10+ years expU.S. Bank is committed to helping customers and businesses make better financial decisions while supporting community growth. The Business Banking Strategic Credit Policy Manager will provide credit policy support, drive strategic initiatives, and ensure compliance with risk management frameworks.
BankingFinancial ServicesInsuranceMortgageWealth Management
Responsibilities
Provide ongoing credit policy support to the Business Banking organization, partnering with credit policy owners in 2LoD to ensure business practices and policies are implemented in accordance with sound credit principles
Drive strategic credit initiatives with credit policy impact, informing credit policy recommendations that balance sound growth with prudent risk management and governance
Monitor the impact of implemented credit policy initiatives, making subsequent recommendations to optimize results as necessary
Represent the Business Banking Credit and Product teams in cross-functional working groups where policy impact is identified
Monitor changes to general and specialty lending policies for Business Banking impact and engage appropriate stakeholders as needed
Partner closely with Credit Delivery teams, Governance teams, and other stakeholders to determine Business Banking impact, feedback, and actions from proposed policy changes
Qualification
Required
Bachelor's degree, or equivalent work experience
10 or more years of applicable experience
Applicable professional certifications
Proficiency in Excel, Word, PowerPoint, Outlook, Teams, and SharePoint is required
Preferred
Will possess a strong understanding of credit principles, including knowledge of Business Banking, general, and applicable specialty credit policies, products, and supporting processes and procedures, [including Small Business, SBA, Developer & Investor and/or Healthcare lending]
Must be a self-starter, capable of working collaboratively with cross-functional teams to develop growth initiative strategies that align across key stakeholders and balance sound growth with prudent risk management
Has proven experience partnering with multiple 1LoD and 2LoD Risk partners, policy owners, and various Subject Matter Experts to identify, address, and mitigate relevant risks
Has strong analytic skills with the ability to identify, analyze, and interpret results to inform and support data-driven recommendations
Carries strong problem-solving and creative thinking skills, with the ability to navigate and reconcile complex feedback from multiple sources with minimal oversight
Knowledge of Business Banking data, data visualization tools (i.e. PowerBI), underwriting systems (nCino, ACAPS) and LEAP is preferred
Benefits
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company
U.S. Bank
At U.S.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$991MKey Investors
U.S. Department of the TreasuryMitsubishi UFJ Financial Group
2023-09-29Post Ipo Debt· $55M
2023-08-03Post Ipo Debt· $936M
1978-01-13IPO
Leadership Team
John C Stern
CFO
Shruti Patel
Executive Vice President & GM, CPO- Business Banking segment
Recent News
2026-01-22
2026-01-20
2026-01-20
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