BMO · 17 hours ago
Senior Developer - Emerging Payments (Zelle / ACH / TCH / Wire)
Tempe, AZ
Full-time
Onsite
Mid, Senior Level
$81K/yr - $152K/yr
5+ years expBMO US is a financial institution focused on creating lasting positive change for its customers and communities. They are seeking a Senior Developer to build middleware and back-end systems for payment rails, ensuring performance optimization, stability, and scalability of their platforms.
BankingCrowdfundingFinanceFinancial Services
Responsibilities
Builds dynamic and innovative software product/apps including front-end, middleware and back-end components
Works in an environment to complete software development from conception to deployment
Maintains and upgrades the software following deployment
Manages the end-to-end life cycle to produce software and applications
Oversees and guides the analysis, writing, building, and deployment of software
Oversees automated testing and provides insights on results
Modifies and tests changes to previously developed programs
Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus
Provides specialized consulting, analytical and technical support
Exercises judgment to identify, diagnose, and solve problems within given rules
Works independently and regularly handles non-routine situations
Broader work or accountabilities may be assigned as needed
Qualification
Required
Experience working in Financial Institution and thorough understanding of payment flow for any of the payment platforms supporting Wires, ACH, TCH or Zelle
Backend Technologies and Frameworks including AWS services, Node.js and/or Java, XML/XSD
AWS Services – Serverless and event driven/reactive architecture
Database and cache such as NoSQL (DynamoDB), RDBMS (Oracle, Postgress) etc
Experience working with various Version Control systems and tools such as Github, JIRA, Confluence, Sharepoint etc
Familiarity with AI tools Github copilot, AWS Bedrock etc
SDLC methodologies including Waterfall and Agile
Technical writing / documentation
Organization skills and Collaboration & team skills
Analytical and problem-solving skills along with verbal & written communication skills
Data driven decision making
Typically, between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience
Deep knowledge and technical proficiency gained through extensive education and business experience
Preferred
ISO message specification
experience with front-end technologies and frameworks
Certification on AWS Associate Architect and/or AWS Certified Developer
Benefits
Health insurance
Tuition reimbursement
Accident and life insurance
Retirement savings plans
Company
BMO
We’re a bank, but there’s more to it than that. When you join BMO, it opens a world of opportunities.
10001+ employees
H1B Sponsorship
BMO has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (2)
2023 (6)
2022 (4)
2021 (2)
2020 (2)
Funding
Current Stage
Public CompanyTotal Funding
$7.54B2025-10-23Post Ipo Debt· $142.91M
2025-02-26Post Ipo Debt· $871.76M
2024-07-09Post Ipo Debt· $750M
Leadership Team
David Casper
U.S. Chief Executive Officer
Azam Dawood
Head Of Sourcing
Recent News
2026-01-20
MarketScreener
2026-01-06
Company data provided by crunchbase