Ephrata National Bank · 18 hours ago
Sr. Retail Loan Post-Closing Specialist
Brossman Building, Ephrata, PA, US
Full-time
Onsite
Mid, Senior Level
$22.61/hr - $29.90/hr
4+ years expEphrata National Bank is seeking a Sr. Retail Loan Post-Closing Specialist to handle the onboarding of newly funded complex residential and consumer loans. This role involves ensuring the accuracy and compliance of loan data and documentation while collaborating with the loan servicing team to resolve any outstanding issues.
BankingFinancial ServicesInsurance
Responsibilities
Review complex new loan files for accuracy, completeness, and compliance prior to boarding
Input and validate loan data in the core system, ensuring all terms and conditions are correctly reflected
Verify and reconcile key documents (notes, mortgages, riders, insurance flood certifications etc)
Ensure escrow accounts, payment schedules, and interest calculations are setup correctly
Identify and resolve discrepancies, missing information or errors in loan documentation
Collaborate with the loan servicing team to communicate outstanding issues
Monitor and track loan boarding pipelines to meet service-level agreements (SLAs) and investor timelines
Assist with audits, regulatory reviews and quality control testing related to loan boarding
Process residential mortgage modification requests and residential construction loan advances
Process complex retail loan operation service tickets within SLA time frames
Complete account maintenance requests on consumer and residential loans
Create batch entries for new loans; fees; payments; reversals and second day entries
Process payment exceptions and loan payoffs
Completes miscellaneous maintenance in the core system that may be required
Performs such other duties as may be required by the position
Qualification
Required
High school diploma or equivalent required
4-6 years of relevant experience
Knowledge of retail loan documentation, loan systems, and compliance and investor requirements
Ability to work independently and meet strict deadlines in a fast-paced environment
Ability to effectively prioritize workload
Detail-oriented with excellent organization and problem-solving skills
Proficient understanding of banking principles, documentation, services and operations
Proficiency in Microsoft Office Suite (Outlook, Word, and Excel)
Proficient in the operation of specific computer applications approved for assigned role
Thorough knowledge of bank lending products, services and lending policy
Benefits
Medical plans with prescription drug coverage
Health savings account and/or flexible spending account
Dependent care flexible spending account
Dental and vision insurance
Life insurance
401(k) program with employer match and Employee Stock Purchase Plan
Paid time off programs including holiday pay, jury duty, and bereavement
Disability insurance coverage and maternity and parental leave
Educational assistance
Robust wellness program with financial incentives
Company
Ephrata National Bank
Ephrata National Bank is an independent community bank that provides personal and business banking services.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$20M2021-01-07Debt Financing· $20M
Leadership Team
J
Jeffrey Stauffer
President & CEO
Recent News
GlobalFinTechSeries
2022-04-20
Company data provided by crunchbase