Santander · 11 hours ago
USA Associate, Credit Risk (047RI1)
Santander is a global leader and innovator in the financial services industry, evolving into a technology-driven organization. The Associate, Credit Risk is responsible for risk concentration monitoring, analysis, and reporting, including evaluating credit exposures and providing guidance on risk mitigation strategies.
BankingCommercial LendingFinanceFinancial ServicesPersonal Finance
Responsibilities
Evaluates counter party credit equivalent exposure in non-standard trade positions using modeling techniques
Identifies potential credit risks and assesses impact, probability of occurrence and timeframe
Analyzes counter party portfolio and cross-border risk data, events and trends
Investigates various credit risk inquiries, proposals, plans, and makes recommendations as directed by management or at own initiative
Provides guidance and subject matter expertise regarding credit risks and mitigation planning to colleagues across the organization
Maintains abreast emerging risk trends and risk management best practices; summarizes and communicates findings with team
Implements quality controls and processes; determines resolution steps for quality issue, with escalation and reporting as required
Ensures business activities and operations are in compliance with applicable policies, procedures and/or regulatory requirements
Generates routine analysis and insights using raw and multiple data sources for reporting
Performs ad-hoc projects requiring planning, research, analysis, and recommendations to management via formal presentations and/or written communications
Regulates credit risk exposure, mitigation, and controls for new products and implements solutions to existing programs
Collaborates cross-functionally with Information Technology to ensure the establishment of recovery testing methodologies; the planning and coordination of the testing of recovery support and business resumption procedures
Develops and presents comprehensive risk exposures and recommendations on best practices for remediate and implement to management
Qualification
Required
Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field
5+ Years Risk Management, Credit Risk, or Internal Audit
5+ Years Financial Services industry experience
Preferred
Master's Degree: Accounting, Business, Statistics, Information Systems, Finance, Economics or equivalent field
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education
Experience in Microsoft Office products
Benefits
Fair and competitive rewards package
Benefits are designed to support you, your family and your well-being, now and into the future
Company
Santander
Banco Santander is a banking firm that specializes in various banking services including retail, commercial, digital, & investment banking.
Funding
Current Stage
Public CompanyTotal Funding
unknown2013-05-30Post Ipo Equity
1987-08-07IPO
Recent News
2026-01-22
Computer Weekly
2026-01-16
Company data provided by crunchbase