Daimler Truck Financial Services USA LLC · 19 hours ago
Fleet Credit Analyst
Daimler Truck Financial Services USA LLC is a leading financial services provider for commercial vehicle products. The Fleet Credit Analyst is responsible for managing retail and lease acquisitions for Fleet customers, analyzing financial conditions, and maintaining relationships with various stakeholders to ensure profitable growth in the portfolio.
Financial Services
Responsibilities
Analyze the financial condition for Fleet borrowers with DTFS outstanding balance that exceed $1.25MM, or requesting a line of credit
Perform timely reviews of Fleet borrowers with outstanding balances in excess of $1MM
For credit files outside of limits of authority, present sound and reasoned recommendations to the appropriate approving authorities, such as Local, Local + Senior, and Executive Credit Committee
Build positive relations and work with District Finance Managers (DFMs) on buying strategies to ensure proper credit risk and returns are achieved
Participate in joint Sales calls and Customer/Dealer visits, when necessary
Have an understanding of all Fleet related Legal documentation to remain complaint ensuring DTFS perfection
Ensure compliance with all applicable regulations including both the Local and Global Credit Rules
Assist with training and coaching other fleet collectors, new or as needed. Share knowledge to increase overall team performance
Assist in department projects, process improvement, supporting company values and customer experience
Qualification
Required
BS/BA and prefer 2-4 years of relevant experience or 6 years of relevant experience in lieu of degree
2 years experience working in a general business field
1 year experience working with credit
Proficiency with MS Suite (advanced user of Outlook and Excel)
Strong attention to detail
Ability to collect data and establish facts and identity trend and variances
Ability to integrate information from a variety of sources with caried levels of complexity
Ability to formulate and test hypotheses from the purpose of forecasting outcomes
Ability to review and interpret and evaluate statistical information
Assist in department projects, process improvement, supporting company values and customer experience
Preferred
Bachelor's Degree in Business Administration, Accounting, Finance, Accounting, Economics, Finance, Statistics
2 years Financial analysis and presentation skills
1 years Moody's software application experience
2 years of Commercial Lending experience in the Transportation Industry
Knowledge in DTFS systems and applications preferred: ALFA, PEGA, ECP, Credit Lens, Legal Documentation, UCC
Benefits
Annual bonus program
401k company contribution with company match up to 8% as well as non-elective company contribution of 3 - 7% depending on age
Starting at 4 weeks paid vacation
13+ calendar holidays
8 weeks paid parental leave
Employee assistance program
Comprehensive healthcare plans and wellness programs
Onsite fitness (at some locations)
Tuition assistance
Volunteer paid time off
Short-term and long-term disability plans
Company
Daimler Truck Financial Services USA LLC
Welcome to Daimler Truck Financial Services USA LLC! We’re more than just a group a friendly faces – we are a diverse, entrepreneurial and caring team fully dedicated to building one of the largest truck financial captive companies in the U.S.