Chase · 15 hours ago
Senior Associate, Card Risk Strategy
201 N Walnut St, Wilmington, DE, 19801, US
Full-time
Onsite
Senior Level
5+ years expChase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. As a Card Risk Strategy Associate in the Card Credit Decisioning Unit, you will lead efforts to expand the credit card portfolio by developing innovative strategies for affluent credit segments and ensuring sound lending decisions that align with financial goals and risk appetite.
BankingFinancial Services
Responsibilities
Define the Credit Box in partnership with Product GM’s, Finance, and the second line of defense Credit Risk team
Lead alignment with Product, Finance, and Risk to define and execute on strategies to achieve credit goals
Partner closely with product and risk teams in assessing new credit opportunities. Define an execution plan for new credit opportunities
Set up reviews and processes to ensure we are executing well on our credit box assumptions
Partner with risk strategies in defining variables that would be included in new credit models and interface with the modeling team on the acquisitions modeling suite and roadmap
Develop and implement metrics to track acquisitions performance. Lead the report outs for performance monitoring to senior leadership
Help shape credit policies, underwriting standards, and risk management frameworks
Ensure adherence to banking regulations and internal controls related to credit risk
Work with teams across business lines (e.g., risk, underwriting, legal, finance) to balance growth and risk
Provide approvals or recommendations for complex acquisitions related credit transactions
Qualification
Required
A Bachelor's degree or higher in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others)
5+ years of relevant experience in direct to consumer lending, originations, and/or retail credit experience at a complex large-scale financial services business
Ability to evaluate and manage credit risk effectively
Exceptional quantitative and qualitative finance and analytical skills
Demonstrated strategic thinking and execution skills; insight and ability to proactively identify opportunities to innovate and improve the business
Proven experience in collaborating across teams and lines of business within large organizations
Strong proficiency with executive-level presentation materials and briefings, and the ability to simplify complex subject matter into digestible executive communications
Excellent analytical skills with the ability to leverage data and anecdotal feedback to structure complex problems and make decisions
Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
Chase
Chase provides broad range of financial services. It is a sub-organization of JP Morgan Chase.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Mike McDonnell
Managing Director, Head of Chase Travel Platform Product
Nicole Sanchez
Managing Director, Consumer Bank, GM and Product Executive, Growth Financial Products
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