Dexian · 11 hours ago
Commercial Loan Officer
Dexian is a leading provider of staffing, IT, and workforce solutions. The Commercial Loan Processor is responsible for the end-to-end processing of commercial loans, ensuring compliance and coordination between various stakeholders.
Responsibilities
File Management: Compile and review required financial and collateral documentation to develop complete loan files for underwriting. Identify missing documentation and work proactively to resolve deficiencies
Third-Party Coordination: Liaise directly with title & escrow companies, attorneys, insurance agents, and construction contractors to obtain necessary endorsements, reports, and verifications
Construction Lending: Manage specific requirements for construction loans, including obtaining construction documents, budget reviews, and builder risk insurance
Closing Management: Oversee the loan closing process to ensure all conditions are met and documentation satisfies both Bank standards and regulatory requirements prior to funding
Regulatory Adherence: Ensure strict compliance with federal and state regulations, including RESPA, Reg B, OFAC, HMDA, Adverse Action , and Flood Insurance guidelines
Bond Financing: Apply knowledge of bond financing documentation to relevant credit facilities
Updates & Reporting: Manage subsequent updates to loan files and ensure final reports are received and reviewed post-closing
Stakeholder Relations: Maintain high-level service and professional communication with internal teams and external clients to resolve issues and facilitate smooth transactions
Technology Utilization: consistently use banking software and portals to track loan progress and manage data integrity
Continuous Learning: Attend offsite and onsite training to stay current on evolving lending regulations and Bank policies
Qualification
Required
Minimum of 4 years of experience as a Commercial Loan Processor
Demonstrated experience with Commercial Loans, Construction Loans, and Standby Letters of Credit
Proficiency in Microsoft Word and Excel is required
Strong understanding of underwriting documentation requirements and closing processes, specifically regarding Flood Insurance guidelines
Excellent organizational skills with the ability to multi-task and pay close attention to detail
Must be able to work effectively both independently and as part of a collaborative team
Preferred
Familiarity with Bond Financing documentation is highly preferred
Experience with BakerHill NextGen (CLOS) and Fiserv DNA is highly desirable
Benefits
CRA Volunteer Program: We value community impact. This role requires a minimum of 10 hours of CRA-qualified volunteer service annually. Volunteer hours are typically scheduled within business hours and are fully compensable, with mileage reimbursement provided.
Company
Dexian
Dexian provides services for staffing, talent development, and consulting, with a focus on technology, finance, and project management.
Funding
Current Stage
Late StageRecent News
2025-11-19
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