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xAI · 12 hours ago

Finance Expert - Credit Analyst

United States

Full-time

Remote

Mid, Senior Level

$45/hr - $100/hr

xAI is an organization focused on creating AI systems to aid humanity in its pursuit of knowledge. They are seeking a skilled Credit Analyst Expert to enhance their AI models through high-quality data annotations and inputs tailored to private credit analysis contexts.

Artificial Intelligence (AI)Foundational AIGenerative AIInformation TechnologyMachine Learning

Growth Opportunities

No H1B

Responsibilities

Utilize proprietary software to provide accurate input and labels for private credit projects, ensuring high-quality data for AI model training

Deliver curated, high-quality data for scenarios involving financial statement analysis, credit risk assessment, covenant compliance evaluation, debt capacity modeling, industry benchmarking, cash flow projections, rating analysis, and credit monitoring activities

Collaborate with technical staff to support the training of new AI tasks and contribute to the development of innovative technologies

Assist in designing and improving efficient annotation tools tailored for credit analysis data

Select and analyze complex problems in credit analysis aligned with your expertise to enhance AI model performance

Interpret, analyze, and execute tasks based on evolving instructions, maintaining precision and adaptability

Qualification

Credit risk assessmentFinancial statement analysisCredit risk modelingCovenant analysisDebt capacity assessmentCash flow analysisCredit memo preparationCounterparty risk evaluationRating methodologiesRelevant certificationAnalytical skillsPassion for innovationReading comprehensionAutonomous judgmentAICommunication skillsOrganizational skillsInterpersonal skillsMentoring experience

Required

Professional experience in credit analysis or related fields (e.g., credit analyst, underwriter, or risk professional at commercial banks, investment banks, rating agencies, insurance companies, or corporate credit departments)

Proficiency in reading and writing informal and professional English

Strong communication, interpersonal, analytical, and organizational skills

Excellent reading comprehension and ability to exercise autonomous judgment with limited data

Passion for technological advancements and innovation in credit analysis

Preferred

Relevant certification or advanced training (e.g., CFA, FRM, CRC or similar finance-related certification)

Experience mentoring or training others in private credit practices, such as credit underwriting, loan structuring, covenant analysis, or portfolio monitoring

Comfort with recording audio or video sessions for data collection

Familiarity with AI or data annotation workflows in a technical setting

Benefits

Medical benefits

Company

xAI

XAI is an artificial intelligence startup that develops AI solutions and tools to enhance reasoning and search capabilities.

Founded in 2023

Palo Alto, California, USA

11-50 employees

https://x.ai

Funding

Current Stage

Late Stage

Total Funding

$42.73B

Key Investors

Neptune Digital AssetsSpaceXMorgan Stanley

2026-01-06Series E· $20B

2025-12-11Secondary Market· $0.3M

2025-07-13Corporate Round· $5.32B

Leadership Team

Greg Yang

Co-Founder

Yuhuai Wu

Co-Founder

Recent News

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2026-01-25

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Tech Xplore

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2026-01-24

Company data provided by crunchbase