Canyon View Credit Union · 20 hours ago
Commercial Credit Analyst- Level 2
West Jordan,UT,US
Full-time
Hybrid
Entry, Mid Level
1+ years expCanyon View Credit Union is seeking a Commercial Credit Analyst- Level 2 to analyze business loan information and verify documentation. The role involves reviewing loan packages, assisting with inquiries, preparing cash flow analyses, and making lending decisions while ensuring compliance with underwriting criteria.
BankingFinanceFinancial Services
Responsibilities
Review internal loan packages and all documents to complete underwriting process
Assist with phone inquiries from credit union branches and commercial officers
Review collateral value and verify collateral positions with appraisal and title information
Prepare cash flow analysis for all new loans
Writes credit presentations for all new loan requests
Decision loans within lending authority
Review credit report to verify loan requests meet lending guidelines
Follow all underwriting criteria to ensure good decisions
Help train and mentor branches on correct lending practices
Help create and maintain all Commercial Credit Analyst procedures
Understand and backs up all other Commercial Credit Analyst 1 duties
Other duties as assigned
Understands the Bank Secrecy Act and how it is applied
Qualification
Required
1 to 3 years' experience with Loan Origination in a financial lending environment
Prior working knowledge on commercial real estate, C&I, and/or SBA loans is a plus
Bachelor's degree in accounting or finance strongly preferred. Trade-offs for education and experience may be considered
Ability to write clear, well-reasoned credit presentations and memos, and articulate risk, mitigants, and recommendations
Experience reviewing and interpreting: Appraisals and environmental reports, Title commitments and lien positions Credit reports, and background information
Proficient with standard office business machinery and software, and working knowledge of Microsoft Word/Excel/Outlook
Benefits
Affordable health insurance with employer HSA contributions.
14.47% 401(k) contribution (no matching necessary).
18 PTO days each year.
12 paid holidays.
Opportunity for advancement and career growth.
Ongoing paid training opportunities.
Discounts on Credit Card interest rates.
Discounts on Mortgage Loan fees.
Plus other employee banking perks.
Company
Canyon View Credit Union
At Canyon View Credit Union, we are committed to community and believe in shaping your financial future with care.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Derek Knowlton
Chief Marketing Officer / Vice President of Marketing and Analytics
Joseph Boekweg
Chief Lending Officer - Vice President of Lending
Recent News
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