Stellar Bank · 17 hours ago
Commercial Portfolio Manager - Beaumont
Beaumont, TX, USA
Full-time
Onsite
Entry, Mid Level
2+ years expStellar Bank is a new financial institution formed by the merger of Allegiance Bank and CommunityBank of Texas. The Commercial Portfolio Manager will manage a portfolio of commercial loan relationships, lead the renewal and review process, and serve as a key point of contact for clients.
BankingFinancial ServicesPersonal Finance
Responsibilities
Independently manage a portfolio of commercial loan relationships across multiple Relationship Managers, potentially across multiple locations
Liaise between Commercial, Credit, and Operations teams
Conduct credit reviews and maintain accurate risk ratings
Ensure compliance with financial covenants and servicing requirements
Lead the renewal and annual review process
Structure modifications to existing exposures and monitor portfolio performance
Manage maturing loans to ensure timely renewal prior to maturity
Manage credit risk with prior credit training
Analyze trends within the loan and deposit portfolios and mitigate risks
Monitor financial spreads with receipt of interim financial reporting
Work with Credit Analysts on narrative comments and review overall credit packages
Review loan documentation
Present credit packages or comment during Loan Committees for assigned portfolio loans
Serve as the second point of contact for prospective customers and the first point of contact on loan underwriting and routine reporting matters for existing customers
Attend initial sales calls with Lenders
Work with clients to collect documentation and answer questions during loan underwriting
Handle Anti-Financial Crimes requests for information and liaise between the bank and customers
Assist with front-end data entry for renewals, modifications, and new opportunities from the portfolio
Order and review field audits
Assist with ACH and RDC reviews and approvals
Verify and approve wires and overdrafts
Compliance with any and all BSA/AML/CFT and Sanctions requirements set forth by Bank Policy and Procedure, including but not limited to timely completion of assigned training
Qualification
Required
Bachelor's degree in finance, accounting, business, or related discipline; MBA or CFA preferred
2+ years of experience in commercial lending, credit underwriting, or portfolio management
Solid understanding of credit risk, loan structuring, and financial analysis
Demonstrated ability to manage a portfolio independently
Strong analytical, problem-solving, and decision-making skills
Preferred
MBA or CFA preferred
Benefits
Health Care Coverage, no waiting period
Dental/Vision
STD/LTD
Annual Performance Bonus Eligible
401K with company match
Paid Vacation
Volunteer days
Travel Stipend
Tuition Assistance
And More
Company
Stellar Bank
Stellar Bank offers banking, savings, online banking, loans, and treasury services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Ray Vitulli
Chief Executive Officer
Recent News
2025-10-24
Morningstar.com
2025-10-02
2025-07-27
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