PayJoy · 12 hours ago
Staff Software Engineer - Origination
San Francisco, CA
Full-time
Hybrid
Lead/Staff
12+ years expPayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. The Staff Engineer is responsible for leading the technical foundation, collaborating with teams to drive innovation, mentoring junior engineers, and designing scalable systems.
CreditEmerging MarketsFinancial ServicesFinTechMobile
Responsibilities
Solve Critical Problems: Identify, prioritize, and solve technical challenges impacting growth
Lead and Collaborate: Architect new solutions, Implement newer patterns/framework that other candidates can use and implement, Identify potential systemwide solutions, guide teams, ensuring solutions meet business goals and technical standards
Mentor & Develop: Foster a culture of learning, guiding junior engineers
Innovate & Improve: Drive continuous improvement in our platform and processes
Qualification
Required
Bachelor's degree in a technical discipline such as computer science, software engineering, or a related field
12+ years of experience as Software Engineer, in a fast-paced, high-growth environment, working with cloud platforms such as AWS, GCP, or Azure
Strong expertise in backend development with proficiency in one or more programming languages such as Java, Python, PHP, or similar; as well both relational and NoSQL databases
Solid understanding of distributed systems, system design principles
A can-do attitude and creative, flexible problem solving abilities, and the ability to think critically in ambiguous situations
Being a team player, that includes review, pair programming, collaboration in one task, mentoring or being mentored
Strong written and verbal communication skills, with the ability to present technical concepts to non-technical stakeholders
Preferred
Desirable experience with mobile technologies or mobile payment systems with the fraud and identity aspects of fintech, as well in building and maintaining large-scale systems used by millions of users
Benefits
Local benefits depending on the country of hire
Company-funded health insurance for employee and immediate family
Company-funded employee life and disability insurance
Paid vacation days, unlimited sick leave
$2,000 USD annual Co-working Travel perk
$2,000 USD annual Professional Development perk
Phone finance, headphone benefit, home office equipment allowance and wellness perks
Catered lunches
Company
PayJoy
PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
1001-5000 employees
H1B Sponsorship
PayJoy has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (9)
2023 (3)
2022 (25)
2021 (7)
2020 (3)
Funding
Current Stage
Late StageTotal Funding
$585.65MKey Investors
Neuberger BermanWarburg PincusCiti
2025-12-02Debt Financing· $140M
2023-09-05Series C· $150M
2023-09-05Debt Financing· $210M
Leadership Team
Doug Ricket
Founder & CEO
Gib Lopez
Co-Founder & COO
Recent News
Greylock Perspectives
2025-12-30
Greylock
2025-12-30
2025-12-24
Company data provided by crunchbase