Chase · 1 week ago
Risk Management - Credit Risk, Lead Credit Officer – Agency & Institutional Capital - Vice President
277 Park Ave, New York, NY, 10172, US
Full-time
Onsite
Mid, Senior Level
$133K/yr - $240K/yr
5+ years expChase is a leading financial institution that offers innovative financial solutions. As a Vice President in the Risk Management - Multifamily Credit Risk team, you will assess the creditworthiness of clients, properties, and markets for new loan originations, leveraging your expertise in multifamily loans.
BankingFinancial Services
Responsibilities
Evaluate and underwrite Freddie Mac and Fannie Mae conventional and small loan requests for various multifamily asset types nation-wide with thorough product knowledge of Agency guidelines
Independently manage the transaction, timeline, and deal team during the due diligence process with minimal supervision
Effectively communicate and collaborate with bankers, analysts, transaction managers, clients, brokers, legal counsel, Agency contacts, and other key stakeholders
Identify, analyze, and approve due diligence documents and third party reports (appraisal, engineering, environmental, and zoning reports) required for loan submission and approval. Provide timely comments and requests throughout the due diligence process to ensure accuracy and acceptability of information received
Analyze borrower organizational structure and required parties’ financial statements, schedules of real estate owned, contingent liabilities, and credit histories
Conduct property site inspections and borrower interviews in accordance to Freddie Mac and Fannie Mae Guide requirements
Analyze property historical financial statements, budgets, rent rolls, third party reports, and market data to develop an underwriting cash flow proforma
Draft Transaction Approval Memos which effectively assesses the transaction strengths, risks, and mitigants identified in the evaluation of the quality of the collateral, compliance of the borrowing entity structure, creditworthiness of its key principals/guarantors, and the strength market
Present Transaction Approval Memo and underwriting cash flow proforma to Credit Risk for loan approval
Train and mentor junior Credit Officers and Credit Analysts
Contribute to platform infrastructure and processes through special projects
Qualification
Required
BS or advanced degree with business focus
Minimum of 5+ years of experience in commercial real estate which might include credit or structuring experience
Significant CRE multifamily knowledge
Strong verbal, written, and interpersonal skills
Strong analytical and problem solving skills
Advance proficiency in Microsoft Excel and Word
Experience with Fannie Mae and Freddie Mac applications
Preferred
Completion of a major corporate or commercial bank credit training program
Experience in using CLOSER (Commercial Loan Origination Securitization Enterprise Reporting)
Benefits
Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching
Company
Chase
Chase provides broad range of financial services. It is a sub-organization of JP Morgan Chase.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Mike McDonnell
Managing Director, Head of Chase Travel Platform Product
Nicole Sanchez
Managing Director, Consumer Bank, GM and Product Executive, Growth Financial Products
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