Goldman Sachs · 1 day ago
Senior Business Analyst, Transaction Banking, Payments Engineering
New York, New York, United States
Full-time
Onsite
Senior Level, Lead/Staff
$130K/yr - $250K/yr
8+ years expGoldman Sachs is a leading global investment banking, securities and investment management firm, and they are seeking a Senior Business Analyst in Transaction Banking. The role involves defining and driving the functional vision for complex payment solutions while serving as a liaison between business stakeholders and the engineering organization.
BankingFinanceFinancial ServicesVenture Capital
Responsibilities
Lead the elicitation, critical analysis, and strategic documentation of complex business and functional requirements for large-scale payment initiatives
Define and own the translation of strategic business needs into clear, well-formed epics and detailed user stories, ensuring they align with the product roadmap and architectural vision
Drive and influence cross-functional teams, including senior leaders in product, engineering, operations, and legal/compliance, to achieve consensus and secure buy-in on key solution designs and priorities
Serve as a subject matter expert (SME) and key strategic liaison, providing authoritative guidance on payment systems, industry trends, and regulatory changes to both technical and non-technical audiences
Mentor and guide junior business analysts, fostering best practices in requirements gathering, documentation, and Agile methodologies
Define and oversee the end-to-end User Acceptance Testing (UAT) strategy for major product releases, ensuring comprehensive test coverage and validating that solutions meet complex business and regulatory mandates
Own the full lifecycle of strategic projects. This includes conducting deep-dive analyses of existing workflows, defining the vision for automated and optimized future-state processes, and driving the implementation from concept through to adoption to achieve significant gains in straight-through processing (STP) and reductions in operational risk
Qualification
Required
8+ years of professional experience as a business analyst, with a significant focus on payments, financial technology, or corporate banking
Extensive, hands-on experience leading requirements definition and creating epics/user stories for complex, large-scale payment platforms or products
Expert-level knowledge including deep understanding of the technical and operational nuances of the FedACH payment scheme and other payment schemas like RTGS (e.g., Fedwire, CHAPS), ACH/Low-Value (e.g., SEPA), and Real-Time Payments (e.g., RTP, FedNow)
Proven track record of leading and delivering complex, cross-functional payment initiatives from conception to launch in a fast-paced, Agile environment (Scrum/Kanban)
Demonstrated experience in mentoring junior team members and leading project workstreams
Exceptional communication, negotiation, and influencing skills, with the ability to engage effectively with executive-level stakeholders
A highly analytical and strategic mindset, with the ability to operate with a high degree of autonomy and take ownership of outcomes
Preferred
Deep expertise in designing and optimizing payment operational workflows, including reconciliation, exception handling, and investigations
Experience leading vendor selection processes, integrations, and managing strategic relationships with key technology partners (like Volante, Finastra, Volante, ACI Worldwide, Fircosoft)
In-depth knowledge of the global regulatory landscape impacting payments, such as PSD2/PSD3, Open Banking, ISO 20022 migration, and AML/sanctions screening requirements
Proven experience in defining solutions for compliance, audit, or SOX controls within a financial institution
Strong background in corporate cash management, treasury services, or correspondent banking
Experience presenting business cases, strategic recommendations, and project updates to executive leadership
Benefits
Discretionary bonus
Valuable and competitive benefits
Wellness offerings
Company
Goldman Sachs
Goldman Sachs is a multinational financial services firm providing securities, investment banking, and management services.
10001+ employees
H1B Sponsorship
Goldman Sachs has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1954)
2024 (1685)
2023 (2060)
2022 (2326)
2021 (2258)
2020 (1572)
Funding
Current Stage
Public CompanyTotal Funding
$6B2025-04-23Post Ipo Debt· $6B
2012-06-05Post Ipo Equity
1999-05-14IPO
Leadership Team
David M. Solomon
Chair and Chief Executive Officer
John Waldron
President and Chief Operating Officer
Recent News
2026-01-25
2026-01-25
2026-01-24
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