Midland States Bank · 1 day ago
Credit Analyst
Rockford, Illinois
Full-time
Onsite
Mid Level
$65K/yr - $85K/yr
3+ years expMidland States Bank is a unique banking institution focused on personalized customer service and community empowerment. The Credit Analyst role involves analyzing commercial and consumer financial information, training junior analysts, and contributing to the improvement of the Credit Administration team.
BankingFinanceFinancial ServicesWealth Management
Responsibilities
Fully understand and implement all aspects of all loan policies and bank regulations
Meets or exceeds all goals established
Attends department and bank meetings as required
Accepts other duties and responsibilities as assigned
Maintains positive attitude
Abides by all bank policies and procedures
The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed
May require work in a Midland office to ensure collaboration and support of internal and external customers
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA)
Other duties as assigned
Commercial Credit Analysts :
Spreads financial information by using the bank’s financial software
Perform analysis as requested and on the largest and most complex loan relationships
Complete Credit Approval Forms (CAF) for large and complex credit relationships
Qualification
Required
Bachelor's Degree or experience equivalency
3+ years credit/risk analysis experience
Fully understand and implement all aspects of all loan policies and bank regulations
Meets or exceeds all goals established
Attends department and bank meetings as required
Accepts other duties and responsibilities as assigned
Maintains positive attitude
Abides by all bank policies and procedures
The role requires occasional travel for training and team meetings, and willingness to travel periodically, to locations within market as needed
May require work in a Midland office to ensure collaboration and support of internal and external customers
Maintain compliance with all applicable regulations including, but not limited to, the Bank Secrecy Act (BSA)
Spreads financial information by using the bank's financial software
Perform analysis as requested and on the largest and most complex loan relationships
Complete Credit Approval Forms (CAF) for large and complex credit relationships
Ability to train and review work of less experienced analysts
Acts as a resource for the lending team, identifying and analyzing risk as well as performing research as needed
Contribute to the improvement of the department
Accountable for credit quality and personal goals
Preferred
Business insight
Cultivates innovation
Drives results
Makes sound decisions
Being a brand champion
Collaborates
Communicates effectively
Customer focus
Being Authentic
Emotional Intelligence
Self development
Being flexible and adaptable
Benefits
Comprehensive healthcare
Well-being benefits
Paid family leave
Generous paid time off
Banking perks
Employee Stock Purchase Plan
401K plan with company match
Opportunity to participate in our Non-Qualified Deferred Compensation plan
Company
Midland States Bank
Midland States Bank is a community-based financial holding company.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$55.33M2016-05-25IPO
2015-06-04Debt Financing· $55.33M
Leadership Team
Jeffrey Ludwig
President and CEO
Eric Lemke
Chief Financial Officer
Recent News
2026-01-23
Midland States Bancorp, Inc.
2025-12-01
Midland States Bancorp, Inc.
2025-11-07
Company data provided by crunchbase