First National Bank Alaska · 4 weeks ago
Loan Officer II - UMed Lending Team
Anchorage, AK, US
Full-time
Onsite
Mid, Senior Level
4+ years expFirst National Bank Alaska is recognized as the Best Place to Work in Alaska for the past decade. They are seeking a Loan Officer to join their UMed Lending Team, where the candidate will develop banking relationships and manage a variety of loans while ensuring compliance with lending procedures.
Banking
Responsibilities
Analyzes existing and potential customers' banking needs, earnings, and financial conditions to determine which bank products are most appropriate, and to assess acceptable risk; approves/denies or recommends approval/denial within lending authority
Provides advice and service to existing customers and generates new business by calling on prospective customers regarding the establishment of banking relationships
Manages existing loan portfolio, including the monitoring and collection of loan payments; modifies or extends loan terms or structure to protect bank's interest when required. Minimizes bank losses and exposure to losses
Follows existing lending procedures and ensures lending compliance of loan portfolio with bank and regulatory procedures, policies, and requirements, and takes corrective action when non-compliance is identified
Represents the bank in the community in order to identify, develop and promote additional business
Keeps informed about the banking industry and all bank products. Maintains awareness of competitors' products and the bank's advantage
Assists in training less experienced loan officers on lending procedures, policies, and regulations, and recommends improvements to procedures and provides functional guidance as needed
May supervise employees at local or out-of-town locations as business needs dictate
Performs other work-related duties as assigned by supervisor
Ensure business unit’s operations comply with bank policy, procedures, and banking regulations (for business unit heads)
Ensure you and your delegates have adequate and current compliance training, and ensure training is completed on time
Stay updated on relevant laws and regulations
Ensure you and your delegates comply with the bank’s policies, procedures, laws, and regulations
Maintain customer confidence and protect the bank’s operations by identifying and protecting confidential information
Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; and making recommendations regarding the hiring and terminating of employees
Qualification
Required
Bachelor's degree in business, accounting, finance, marketing, or related field
Four years' commercial, real estate, or consumer lending related experience
Six years' commercial, real estate, and/or consumer lending related experience
Equivalent combination of education/training and experience
Word processing and spreadsheet software experience
Ability to handle highly confidential information
Ability to meet frequent deadlines and time constraints
Ability to read, analyze, and interpret common technical journals, financial reports, and legal documents
Ability to respond to common inquiries or complaints from customers, regulatory agencies, or members of the business community
Ability to write speeches and articles for publication that conform to the prescribed style and format
Ability to effectively present information to top management and the public
Ability to work with mathematical concepts such as probability and statistical inference
Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations
Ability to define problems, collect data, establish facts, draw valid conclusions, and make decisions based on those conclusions
Ability to interpret an extensive variety of technical instructions in, mathematical or diagram form and deal with several abstract variables
Ability to talk and hear
Ability to stand, walk, sit, use hands to finger, handle, or feel objects, tools, or controls, reach with hands and arms
Ability to stoop, kneel, crouch, or crawl
Ability to occasionally lift and/or move up to 50 pounds
Specific vision ability required includes close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus
Preferred
One year supervisory experience
Marketing and/or sales experience
Company
First National Bank Alaska
Alaska’s community bank since 1922, First National Bank Alaska proudly provides financial expertise to Alaska and beyond.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Ryan Strong
Senior Executive Officer / Chief Banking Officer
Company data provided by crunchbase