Mortgage Compliance Disclosure Desk Specialist jobs in United States
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TexasBank · 1 day ago

Mortgage Compliance Disclosure Desk Specialist

TexasBank is seeking a Mortgage Compliance Disclosure Desk Specialist responsible for creating, distributing, and tracking all early disclosures required on residential mortgage loans. The role involves working closely with Mortgage Loan Officer teams to ensure proper disclosure of fees and documentation based on loan products requested by applicants.

Banking

Responsibilities

Receives notification from the Mortgage Loan Officer team that an initial application is ready for initial disclosures
Reviews the application system to ensure all required information has been entered
Creates an initial disclosure package based on the product selected by the borrower
Sends the initial disclosure package to the Mortgage Loan Officer and borrower for signatures based on the instructions received; face to face interview or documents to be sent for electronic signatures
Receives notification from the Mortgage Loan Officer team that a re-disclosure is required and follows appropriate steps as outlined
Communicates with the Loan Officer and Loan Processor team throughout the application process
Requires knowledge of closing requirements for Conventional, FHA, VA and USDA loans along with TexasBank Mortgage policies and procedures
Attends product, policy and procedure training meetings as requested
Possesses knowledge of state and federal mortgage lending regulations and their effect upon mortgage lending activities. Performs duties in compliance with applicable laws and regulations, including but not limited to Real Estate Settlement Protection Act (RESPA) and Truth-in-Lending
Understand and agree to abide by the policies and procedures established by TexasBank
Performs duties in compliance with applicable laws and regulations, including but not limited to the Bank Secrecy Act (BSA) and related anti-money laundering laws, and in accordance with the Bank’s Information Security Program
Maintains a positive and caring atmosphere for customers and employees consistent with the Bank’s mission and philosophy
Provides enthusiastic, professional, and courteous service to TexasBank customers and employees
Maintains the security and confidentiality of pertinent information, including borrower information, and records
Continue professional development through training, seminars, membership in professional associations, as applicable
Other duties and special projects as assigned

Qualification

Mortgage lending regulationsDisclosure managementMicrosoft Office proficiencyAttention to detailVerbal communicationWritten communicationProblem solving

Required

High School Diploma required
Minimum of two years of related work experience
Excellent verbal and written communications skills
Analytical and demonstrates attention to detail
Problem Solving – works well in group solving situations
Proficiency in Microsoft Office Applications

Preferred

Associate degree is preferred

Company

TexasBank

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TexasBank is a multi-generational, full-service community bank with 16 locations serving West Texas, Central Texas, and the DFW Metroplex.

Funding

Current Stage
Growth Stage

Leadership Team

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Mark Riebe
CEO and Chairman of the Board
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Lisa Marie Graves
SVP, Chief Human Resources Officer
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Company data provided by crunchbase