Optum · 19 hours ago
Financial Crimes Analyst
Draper, UT
Full-time
Hybrid
Mid Level
$73K/yr - $130K/yr
4+ years expOptum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The Financial Crimes Analyst will assist in ensuring compliance with BSA/AML Program and manage the Bank's transaction monitoring program, focusing on detecting suspicious activities and regulatory adherence.
EducationHealth CareMedicalPharmaceutical
Responsibilities
Assist with implementing and managing the Bank's enterprise-wide transaction monitoring program, including alert generation, review, escalation, and resolution processes
Oversee system configuration, rules tuning, and threshold management to ensure the program effectively detects suspicious activity
Perform quality control and assurance reviews of alert investigations and SAR filings to ensure regulatory accuracy and timeliness
Collaborate with IT, Operations, and third-party vendors to manage transaction monitoring system integrations and enhancements
Lead efforts to identify and assess emerging typologies, updating monitoring parameters accordingly
Provide guidance and training to junior analysts and operations staff on transaction monitoring and suspicious activity detection
Prepare and present metrics, dashboards, and trend reports to senior management and the Board on program effectiveness
Support internal audits, regulatory examinations, and third-party reviews by providing documentation, data, and subject matter expertise
Maintain strong knowledge of BSA/AML, USA PATRIOT Act, OFAC, and FinCEN guidance related to monitoring and reporting obligations
Assist with broader financial crimes risk management initiatives, including customer risk scoring, EDD reviews, and model validation
Support and promote the Bank vision, mission and core values, organizational structure and policies and procedures
Qualification
Required
High School Diploma/GED (or higher)
4+ years of experience working in a bank or other financial institution with duties focused on anti-fraud, anti-money laundering and countering the financing of terrorism
4+ years of functional experience would include experience with implementing a bank-wide transaction monitoring program
Ability to very occasionally travel, per business need (likely 1-2 times per year)
Preferred
Advanced degree or relevant professional banking certifications (CAFP, CAMS, CRCM, etc.)
Prior regulatory experience or experience in managing regulatory examinations
Benefits
Comprehensive benefits package
Incentive and recognition programs
Equity stock purchase
401k contribution
Company
Optum
Optum is a healthcare company that provides pharmacy services, health care operations, and population health management. It is a sub-organization of UnitedHealth Group.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Daniel Castillo
Chief Executive Officer, Optum Care Delivery
J
Jay Green
Chief Financial Officer
Recent News
2025-11-29
2025-11-19
2025-11-07
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