Third Coast Bank · 2 days ago
Relationship Manager
Houston, TX, US
Full-time
Onsite
Senior Level, Lead/Staff
20+ years expThird Coast Bank is seeking an EVP, Relationship Manager responsible for developing and managing relationships with corporate clients. This role involves providing tailored financial solutions, conducting credit analysis, and collaborating with internal departments to ensure profitability and growth of the corporate banking portfolio.
BankingFinancial Services
Responsibilities
Serve as the main point of contact for business clients, addressing their broad banking needs, including debt and ancillary services (deposits, treasury, derivatives, etc.)
Build and maintain strong relationships with corporate clients. Generate new client relationships focused on full-wallet relationships and agent/lead positions in club syndications. Identify opportunities to cross-sell the bank’s full suite of products and services, including treasury services, deposits, derivatives and other financial products
Be well-versed in the bank’s product suite to be a trusted advisor both internally and to the client
Work closely with credit teams and credit portfolio managers, serve as a liaison between origination, the client, and credit partners to assess the risks and contribute to debt structuring to both properly assess and manage risk and to present the bank as a trusted advisor to existing and prospective debt clients
Partner and collaborate with credit portfolio managers, and loan monitoring, to manage a portfolio of corporate middle market clients, ensuring consistent communication, timely support, and proactive management of accounts
Working with relationship team, product, and credit partners to monitor client profitability, portfolio growth, and risk exposure to align with bank objectives and client expectations
Working with relationship team and internal partners address client issues quickly, whether it’s a service problem, a financial solution that needs adjusting, or an operational concern
Working with relationship team, loan monitoring, and credit portfolio managers to ensure that all client activities are compliant with banking regulations, internal policies, and risk management procedures
Serve as the conduit to the relationship, work with various internal teams such as treasury, operations, credit underwriters and credit portfolio managers, loan monitoring and other product specialists to ensure comprehensive client service, credit quality, and profitable client relationships
Focus on maintaining and deepening existing relationships by ensuring high levels of satisfaction with the bank’s products and services
Serve as a liaison between credit portfolio managers, monitoring and client related regular account reviews
Stay updated with industry trends to identify potential growth opportunities or risks across the commercial portfolio
As a key part of the relationship team, expand the collective thought leadership in targeted industries and markets, understand the client’s business operations, challenges, and goals to assist the relationship team and provide tailored financial advice and solutions
Act as the client’s advocate within the bank, ensuring their needs and goals are represented in internal discussions
Qualification
Required
20+ years' work experience related to various aspects of middle market and corporate banking
Must be able to identify risks inherent in complex loan transactions and address/mitigate accordingly
Manage moderately large and more complex relationships (credits, deposits, and fee-based products/services)
Experience reviewing and negotiating loan documents
Performs, initiates, and partners with credit portfolio managers on account/loan maintenance as required
Acts as liaison for customer inquiries, issues account instructions, redirects questions and requests, as necessary, if issues related to other departments
Ensures accuracy of information, data, and documentation for all portfolio accounts
Actively participates in customer meetings to further the relationship and expand business opportunities
Good mathematics, reading comprehension and writing skills
Must have excellent interpersonal and communication skills
Must be able to verbally communicate effectively one-to-one and in groups
Must be able to write clearly and effectively
Must be able to develop and maintain cohesive, cooperative internal and external working relationships
Must have good personal organization and time management skills
Must allocate time effectively and independently prioritize workload to meet timelines
Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, seminars/conferences, etc
Support the deal team in managing existing and developing new client relationships
Assist corporate banking team, credit partners, and credit portfolio managers in deal qualification assessment, due diligence, and loan structuring
Understand complex transactions and related risk (credit, market, operations, legal/compliance, etc.)
Support and collaborate with originators, credit partners, and credit portfolio managers with underwriting of complex deal structures through the credit approval process
Partner with deal team, credit partners, and credit portfolio managers, in reviewing and negotiating loan documents and engaging counsel as needed
Assist in training and coaching of new team members
Coordinate with internal partners and participate in internal discussions (credit discussions, screens, new product pitches, etc.)
Ability to work within timelines and complete projects before deadlines
Company
Third Coast Bank
Welcome to Third Coast Bank, where we are charting the course to success for Texas business.
201-500 employees
Funding
Current Stage
Public CompanyTotal Funding
$210MKey Investors
EJF Capital
2025-06-04Post Ipo Debt· $150M
2024-09-16Post Ipo Debt· $60M
2021-11-09IPO
Leadership Team
Bart Caraway
CEO
Recent News
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