ALOIS Solutions · 6 hours ago
Credit Risk Engagement Manager
NYC Metro Area
Full-time
Onsite
Senior Level
7+ years expALOIS Solutions is seeking a Credit Risk Engagement Manager to design and implement credit risk strategies across various lifecycle stages. The role involves performing detailed portfolio analysis, developing credit risk models, and collaborating with cross-functional teams to align strategies with business objectives.
ConsultingHuman ResourcesStaffing Agency
Hiring Manager
Priya Darsini
Responsibilities
Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections)
Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization
Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques
Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions
Collaborate with client stakeholders and cross-functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives
Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards
Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities
Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward-looking strategies
Build and nurture long-term client relationships by understanding business needs and positioning credit risk solutions effectively
Identify opportunities to expand engagements through cross-sell/up-sell of analytics, modeling, and risk consulting services
Partner with business development teams to support proposal creation, client pitches, and delivery of value-driven outcomes
Qualification
Required
Bachelor's degree in Business, Finance, Statistics, Mathematics, Engineering, or related field; Master's preferred
7+ years of experience in credit risk strategy, credit analytics, or risk management within consulting, banking, or financial services
Strong expertise in consumer lending products (credit cards, personal loans, student loans, etc.) and credit lifecycle strategies
Proficiency in SAS, SQL, Python (Tableau is a plus)
Solid background in data modeling, segmentation, regression, and statistical techniques for risk decisioning
Ability to synthesize complex analysis into clear recommendations for senior management
Strong communication, presentation, and stakeholder collaboration skills
Knowledge of credit risk regulatory requirements, governance frameworks, and emerging trends in digital lending
Preferred
Experience leveraging alternative data and innovative analytical approaches in credit strategy development
Proven experience in managing client accounts with a track record of delivering measurable impact
Business development mindset with experience in proposal writing, solutioning, or contributing to revenue growth initiatives
Company
ALOIS Solutions
ALOIS Solutions is a rapidly expanding Talent and Technology Solutions company.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Farhad Wadia
Co-Founder
Kinjal Desai
Co-Founder
Recent News
2025-05-17
2025-04-14
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