Credit Union West · 2 days ago
Real Estate Closer
Glendale, AZ
Full-time
Onsite
Mid Level
3+ years expCredit Union West is a recognized employer in Arizona, known for its commitment to employee satisfaction and excellence. The Real Estate Closer is responsible for managing mortgage and home equity loan funding requirements, preparing closing documents, and ensuring compliance with legal standards while facilitating smooth loan closings.
BankingCreditFinancial ServicesInsurance
Responsibilities
Mortgage and Home Equity Closings – Reviews title commitment for accuracy. Reviews sales contracts, PMI certificates, lock confirmations and underwriting approvals for accuracy. Completes real estate escrow transactions by determining requirements; clearing titles; assembling, preparing, and reviewing closing documents; disbursing funds. Determines closing requirements by studying and clarifying buyer, seller, and lender instructions. Orders title reports for issuing title insurance, resolving title defects, satisfying existing liens and encumbrances against property or principals. Coordinate settlements and answer questions regarding closing requirements. Balances the Closing Disclosure and initiates wires. Communicates closing instructions and requirements to members and internal staff as required
Quality Control – Ensure that each loan is processed accurately by making sure the file is properly disclosed, processed, and conforms to the Truth-in-Lending Act (TILA), Real Estate Settlement Procedure Act (RESPA), and HMDA. Fund loans and accurately transfer loan data into servicing platform. Review HUD-I Settlement Statement and Closing Disclosure for accuracy and compliance with RESPA and make corrections as needed. Prepare and deliver closed loans to post closing department within prescribed timeframes
Business Communications and Relationships – Liaise between the mortgage lending underwriting department, mortgage loan originators, processors, real estate agents, and applicants to facilitate loan closing
Performs other duties as assigned
Qualification
Required
A high school diploma or G.E.D
3-5 years of experience in Real Estate operations, including knowledge of secondary market requirements for packaging and delivering of file in a financial institution preferred
Thorough knowledge and understanding of RESPA TIL, NMLS, HDMA Federal Compliance
Live the mission, vision, and core values of the credit union
Able to communicate effectively and tactfully with employees and members both orally and in writing
Demonstrate critical thinking and being self-reliant to better analyze and solve problems
Effective time management and organizational skills
Ability to multi-task and be agile to serve members and employees
Maintain working knowledge of Microsoft Office, SharePoint, and collaborative tools (Teams and Zoom)
Thorough knowledge and understanding of organization's Employee Handbook and policies
Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act
Benefits
100% paid health, dental & vision insurance
Earn incentives up to 15%, depending on position
401K plan with employer matching funds up to 5%
Profit Sharing
Tuition reimbursement
Gym membership reimbursement
Paid time off for holidays, vacation, and sick days
Credit Union West membership and discounts
Company
Credit Union West
Credit Union West is a financial cooperative that offers banking, insurance, investment and credit services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Ning Duong, CUDE
SVP, Chief Operating Officer
Bob Birr
Vice President , Chief Lending Officer
Recent News
2025-08-14
Honolulu Star-Advertiser
2024-11-24
2023-12-25
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