Enterprise Community Partners · 20 hours ago
Credit Analyst
Columbia, MD
Full-time
Hybrid
Mid Level
$75K/yr - $92K/yr
3+ years expEnterprise Community Partners is a national nonprofit dedicated to making a good home possible for families without one. The Credit Analyst will manage a portfolio of loans, focusing on underwriting, closing, and asset management while collaborating with various stakeholders to ensure loan performance and compliance.
CharityCommunitiesGovernmentNon Profit
Responsibilities
The Credit Analyst will be responsible for managing a portfolio of loans, primarily acquisition and construction loans in New York City
In particular, the Credit Analyst will provide support to Loan Fund’s operations by working closely with the Loan Fund’s Chief Credit Officer, Director of Credit, Loan Officers and Asset Managers to manage relationships with our customers and closely monitor the performance of the loan and underlying project
These tasks may include but not be limited to the following: providing financial analysis of existing borrowers/guarantors; completing portfolio reviews as assigned; completing recommendations for modifications; drafting simple modifications as requested; assisting with workout plans for trouble loans as necessary; reviewing loans for covenant compliance; reviewing construction draw requests, managing construction budgets, and performing site visits
The Credit Analyst will be assigned to manage loans within structured funds and will be responsible for reporting to the Fund manager
The Credit Analyst will be tasked with producing financial analysis of both for- and non-profit sponsors and/or guarantors
As requested, the Credit Analyst will support the Loan Officers and Asset Managers by performing tasks including but not limited to a thorough due diligence review and evaluation of various aspects of loan underwriting and/or modifications such as evaluating feasibility and likelihood of repayment sources, appraisal reviews, construction cost reviews, property condition reports, environmental reports, and site inspections
As needed, the Credit Analyst may be requested to participate in the loan closing process by reviewing loan documents and/or due diligence items required to close and/or modify loans
From time to time, the Credit Analyst carries out other responsibilities as assigned such as assisting with data analysis for new programs and/or product initiatives, investor requests, capital funding applications, or other special requests as applicable
Qualification
Required
At a minimum 3 years of work experience, and a bachelor's degree in business, finance, real estate, urban planning, or related field is required
A graduate degree in business, finance, real estate, urban planning, or related field can substitute for 2 of the 3 years of required work experience
Experience in real estate-based or affordable housing finance, including credit analysis
Proficiency in analyzing financial statements of nonprofit and for-profit organizations and real estate property operations (in particular, rental housing and community facilities)
Knowledge of the loan closing process and loan documents utilized in real estate transactions
Excellent written and verbal communication skills are required
Strong computer aptitude skills, including knowledge of Microsoft Office Suite Programs are essential
Excellent skills in managing multiple tasks requiring strong attention to detail
Ability to work effectively in a team environment
Ability to travel
Preferred
Experience with construction lending and processes is desired
Experience with reviewing due diligence items required to close real estate transactions including but not limited to appraisals, environmental, and construction cost review reports
Familiarity with federal, state, and local government funding sources for construction, rehabilitation and operating needs of multi-family housing, special needs housing, and community facilities (e.g. LIHTC, HUD, NYC Housing, Preservation & Development, NYC Housing Development Corporation programs, etc.) desired
Experience working with both private sector financial institutions and public agencies
Benefits
Annual performance bonuses
Generous paid leave programs
Dental, health, and vision care plans
Family-building benefits such as adoption and surrogacy support
Flexible work arrangements
Health advocacy
Employee Assistance Program (EAP)
Mental health benefits
Financial education
Wellness programs
Auto-enrollment in the company’s 401(k) plan with employer matching contributions
Tuition reimbursement for job-related courses and certifications
Company
Enterprise Community Partners
Enterprise Community Partners is a national nonprofit that exists to make a good home possible for the millions of families without one.
1001-5000 employees
H1B Sponsorship
Enterprise Community Partners has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (1)
2021 (1)
Funding
Current Stage
Late StageTotal Funding
$4.72MKey Investors
Truist FoundationCommunity Development Financial Institutions Fund
2025-01-14Grant· $0.01M
2024-02-14Grant
2024-02-07Grant· $1M
Leadership Team
Drew Warshaw
Chief Operating Officer
Judi Kende
Senior Vice President & Chief Program Officer of Solutions
Recent News
2025-12-12
MarketScreener
2025-12-03
The Real Deal
2025-10-24
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