AVP, Portfolio Credit - Lowe’s jobs in United States
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Synchrony · 1 hour ago

AVP, Portfolio Credit - Lowe’s

Synchrony is a financial services company, and they are seeking an AVP, Portfolio Credit for Lowe’s. This role involves managing credit risk for Lowe’s Consumer portfolios, providing analysis and reporting, and collaborating with client and credit strategy teams to ensure effective risk management and business growth.

Consumer LendingFinanceFinancial ServicesInsuranceVenture Capital
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Growth Opportunities
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Responsibilities

Work closely with Lowe’s to mitigate risk for both Synchrony and Lowe’s while continuing to grow the portfolio
Work effectively cross-functionally to drive smart growth and client satisfaction while delivering safety and soundness in the portfolio
Prepare and present client facing and leadership team presentations to facilitate informed decisions
Maintain and develop client reporting and ad-hoc analytics with SAS, Tableau and other data tools to draw conclusions and drive recommendations
Be a leader in driving enhanced strategies, using champion/challenger leanings to manage credit and fraud risk
Investigate and resolve various customer and client issues
Coordinate planning cycle with client teams to ensure consistency in business plans
Responsible for providing clear guidance to the organization on risk appetite and prudent growth
Maintain effective and credible challenge of critical decisions and business processes
Perform other duties and/or special projects as assigned

Qualification

Credit Risk ManagementData AnalysisSASSQLPythonAnalytical SkillsPresentation SkillsConsumer Lending KnowledgeCommunication SkillsCross-functional Teamwork

Required

Bachelor's degree and 5+ years in a consumer and/or commercial Credit/Risk, Finance, or Analytics role; or in lieu of a bachelor's degree, 8+ years in a consumer and/or commercial Credit/Risk, Finance or Analytics role
3+ years' experience analyzing large data sets to derive strategic actionable credit insights including SAS, SQL, R or Python Programming Skills or other related analytic tools
Ability and flexibility to travel for business as required
You must be 18 years or older
You must have a high school diploma or equivalent
You must be willing to take a drug test, submit to a background investigation and submit fingerprints as part of the onboarding process
You must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act
Legal authorization to work in the U.S. is required

Preferred

Ability to accurately condense large amounts of information and present in a simple, cogent manner to senior level management and clients
Strong analytical skills, highly comfortable working in a quantitative environment
Experience operating as part of a cross functional team
Use of advanced technical & analytical competencies in driving effective strategic goals
Strong communication and presentation skills
Familiarity with consumer lending products and practices
Advanced experience with SAS/SQL or other related analytic tools

Company

Synchrony

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Synchrony is a consumer financial services company.

Funding

Current Stage
Public Company
Total Funding
$500M
2024-02-15Post Ipo Equity· $500M
2014-08-01IPO

Leadership Team

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Brian Doubles
President & CEO
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Raj Deol
SVP, Sam’s Club Marketing Leader
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Company data provided by crunchbase