Accord · 1 day ago
Sr. Product Manager (Credit, Cash Advance, & Lending) - Alt
United States
Full-time
Remote
Senior Level
$170K/yr - $180K/yr
5+ years expAlt is a company focused on unlocking the value of alternative assets, particularly in the trading-card market. They are seeking a Senior Product Manager to oversee the credit system, enhance underwriting processes, and improve customer experiences related to cash advances and lending products.
SaaSSalesSoftware
Responsibilities
Own underwriting logic for both cash advances and loans
Partner with Data Science to refine model thresholds, LTV caps, expected-loss calculations, and override rules
Improve calibration between expected loss (EL) and actual portfolio performance
Ensure decisioning is fast, consistent, and scalable across asset categories
Own the borrower UI/UX end-to-end: application → offer → funding → repayment
Improve clarity, trust, and ease-of-use in the borrowing experience
Reduce friction and increase completion rates for both cash advances and loans
Develop features that encourage responsible, repeat borrowing
Monitor loss rates, delinquency, utilization, and customer repayment behavior
Work with Finance to maintain healthy margins and capital efficiency
Implement guardrails that reduce adverse selection and improve overall risk quality
Build dashboards and reporting that clearly communicate model health
Own CX/Ops flows related to funding, repayment, manual review, and exceptions
Reduce operational overhead through automation and clear logic pathways
Ensure operational processes scale with volume while maintaining strong controls
Build and own the quarterly roadmap for cash advances and lending
Align Engineering, Data Science, CX, Finance, Compliance, and Marketplace Ops
Communicate priorities clearly and drive disciplined, cross-functional execution
Qualification
Required
5–8+ years of PM experience in credit, lending, underwriting, risk, or fintech
Strong understanding of underwriting logic, expected-loss modeling, delinquency, and LTV frameworks
Comfortable interpreting model outputs and turning them into credit rules and customer-facing flows
Experienced partnering with Finance, Data Science, CX, and Engineering
A product thinker who can simplify complex financial decisions into clear, user-friendly interfaces
Able to operate at multiple altitudes — from credit model details to high-level product strategy
You move fast, take ownership, and communicate clearly
Benefits
$100/month work-from-home stipend
$200/month wellness stipend
WeWork office stipend
401(k) retirement benefits
Flexible vacation policy
Generous paid parental leave
Competitive healthcare benefits, including HSA, for you and your dependent(s)
Company
Accord
The Revenue Excellence platform
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$17MKey Investors
Matrix
2023-01-24Series A· $10M
2021-08-18Seed· $1M
2021-02-10Seed· $6M
Leadership Team
Ross Rich
CEO & Co-Founder
Wayne Pan
Fractional CTO
Recent News
BioWorld Financial Watch
2025-06-25
BioWorld Financial Watch
2025-04-16
Company data provided by crunchbase