Branch International · 1 hour ago
Senior/Lead Fraud Specialist - India
United States
Full-time
Remote
Senior Level, Lead/Staff
4+ years expBranch International is a leading AI-based lending fintech with a significant presence in India and Africa. The Senior/Lead Fraud Specialist will be responsible for enhancing the fraud prevention function by monitoring fraud trends, conducting investigations, and collaborating with various teams to mitigate risks.
AppsFinanceFinancial ServicesFinTech
Responsibilities
Monitor and track emerging fraud trends across the NBFC, fintech, and lending ecosystem, including new scam typologies, geographic hotspots, and customer manipulation patterns
Work closely with frontline teams (customer support, collections, operations) to capture anecdotal evidence and behavioural fraud indicators from customer interactions
Conduct qualitative investigations into suspicious customer behaviour, repeat fraud patterns, and fraud rings beyond purely transactional data
Partner with the internal fraud analytics team to translate external signals into actionable rules, flags, or monitoring frameworks
Build and maintain a fraud risk radar: periodic reporting on new threats, suspicious trends, and early warning signals
Drive end-to-end management of fraud incident lifecycles, from initial detection and investigation through to loss quantification, documentation, and recovery efforts
Serve as the primary liaison with external bodies including local law enforcement, partner banks, and other financial institutions for reporting fraud, information sharing, and exploring third-party risk intelligence sources
Support the design of fraud prevention policies based on external learnings
Create fraud playbooks and escalation guidelines for new fraud types as they emerge
Contribute to training and awareness for internal teams on evolving fraud risks and customer scam behaviours
Qualification
Required
4–8 years of experience in fraud risk, financial crime, lending risk, compliance, or operational risk within an NBFC, bank, fintech, or payments ecosystem
Strong understanding of common fraud typologies in Indian financial services, including identity fraud, loan stacking, mule networks, and digital scam patterns
Ability to interpret qualitative and market-driven signals — not just dashboards — and convert them into operational fraud controls
Comfortable working with ambiguity and building fraud intelligence processes from scratch
Excellent stakeholder management skills, with experience working cross-functionally with operations, customer support, credit risk, and business teams
Strong communication skills: ability to write clear trend reports and notes
High ownership mindset with curiosity about 'what's happening in the market' and how fraudsters evolve
Preferred
Familiarity with competitor benchmarking, external risk data sources, and regional risk mapping is a plus
Basic comfort with data tools (Excel, SQL) is a big plus
Benefits
Competitive salary and equity package
Fully-paid Group Medical Insurance and Personal Accidental Insurance
Unlimited paid time off including personal leave, bereavement leave, sick leave
Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
Monthly WFH stipend alongside a one time home office set-up budget
$500 Annual professional development budget
Team meals and social events- Virtual and In-person
Company
Branch International
Branch offers mobile financial services across emerging markets to spur human potential.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$274.27MKey Investors
Barium CapitalTrinity VenturesNabo Capital
2022-01-28Debt Financing
2019-07-29Debt Financing· $5M
2019-04-07Series C· $170M
Leadership Team
Matt Flannery
co-founder / CEO
Akshay Tandon
Chief Credit and Analytics Officer
Recent News
globalprivatecapital
2026-01-14
Andreessen Horowitz
2026-01-14
2026-01-14
Company data provided by crunchbase