Affirm · 23 hours ago
Director, Affirm Bank Internal Audit
United States
Full-time
Remote
Senior Level, Lead/Staff
$245K/yr - $325K/yr
10+ years expAffirm is reinventing credit to make it more honest and friendly, and they are seeking a Director of Internal Audit to lead the audit function for the Bank. This role involves establishing a risk-based internal audit program, collaborating with various departments, and providing independent assurance regarding governance and risk management.
Financial ServicesFinTechLendingPayments
No H1B
Responsibilities
Establish and maintain a comprehensive, risk-based internal audit program that aligns with the Bank’s strategy and regulatory requirements
Develop the audit charter, policies, procedures, and methodology to ensure independence and objectivity
Oversee the creation and execution of the annual audit plan based on risk assessments and changing business conditions
Partner with Audit counterparts at Affirm to manage third and fourth party risk
Lead and conduct audits across key functional areas
Evaluate the adequacy and effectiveness of internal controls, risk management, and governance processes
Provide independent recommendations for control enhancements, process improvements, and risk mitigation
Oversee documentation, issue tracking, and follow-up of audit findings to ensure timely resolution
Report directly to the Audit Committee of the Board, providing regular updates on audit results, trends, and emerging risks
Prepare materials for Board and committee meetings, ensuring transparency and actionable insight
Serve as liaison with external auditors, examiners, and regulators, coordinating responses to findings or requests
Support the Audit Committee in fulfilling its oversight responsibilities related to risk, control, and audit
Collaborate with executive management to evaluate risk management and internal control frameworks
Advise management on control design and efficiency without compromising audit independence
Support integration of risk-based thinking and control discipline across all departments
Identify opportunities to enhance governance and control maturity during early-stage bank development
Lead the design and documentation of the Internal Audit framework as part of the de novo application process
Establish audit coverage for pre-opening activities, including policy development, system implementation, and vendor onboarding
Develop readiness assessments and Board materials to support FDIC and state regulatory reviews
Build and train an audit function capable of scaling as the Bank grows post-launch
Qualification
Required
Minimum of 10 years of internal audit, risk management, or control experience, in a regulated banking environment
Proven experience establishing or leading an internal audit program for an FDIC-supervised institution
Strong understanding of lending-sponsorship banking and consumer deposits, and preferably experience with a lending-sponsor bank or ILC
Strong understanding of lending sponsorship-banking and consumer deposit operations, internal controls, IT systems, and regulatory compliance
Demonstrated ability to assess risk, communicate effectively with senior management and the Board, and deliver practical audit insights
Experience managing internal and co-sourced audit relationships
Exceptional integrity, judgment, and attention to detail
Deep understanding of risk assessment, internal controls, and audit standards
Ability to design and execute a scalable, risk-based audit program
Strong collaboration with management while maintaining independence and objectivity
Excellent analytical, communication, and report-writing skills
Strategic thinker who can identify control gaps and operational improvement opportunities
Preferred
Knowledge of the FDIC examination processes, and interagency audit guidance preferred
Benefits
100% subsidized medical coverage, dental and vision for you and your dependents
Monthly stipends for health, wellness and tech spending
Generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Competitive vacation and holiday schedules allowing you to take time off to rest and recharge
An employee stock purchase plan enabling you to buy shares of Affirm at a discount
Company
Affirm
Affirm is a financial technology services company that offers installment loans to consumers at the point of sale.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$7.57BKey Investors
New York Life InsuranceSixth StreetPGIM Fixed Income
2025-10-31Post Ipo Debt· $750M
2024-12-17Post Ipo Debt· $800M
2024-12-13Post Ipo Debt· $4B
Leadership Team
Max Levchin
Founder & CEO
Robert O'Hare
Chief Financial Officer
Recent News
FX News Group
2026-01-24
The Real Deal
2026-01-23
2026-01-23
Company data provided by crunchbase