Heartland Bank and Trust Company · 1 day ago
Consumer Underwriter I
Springfield, IL, United States
Full-time
Onsite
Entry Level
$19.51/hr - $27.39/hr
1+ years expHeartland Bank and Trust Company is a community-focused bank headquartered in Bloomington, Illinois, dedicated to creating value for customers and maintaining strong community ties. The Consumer Underwriter I is responsible for making decisions on consumer loans and credit cards, assessing borrowers' financial situations, and providing clear loan decisions to retail banking staff.
Asset ManagementBankingConsumer LendingCredit CardsDebit CardsFinancial ServicesLendingPersonal FinanceRetirementWealth Management
Responsibilities
Review consumer loan and credit card applications within the department's established timelines
Demonstrate the ability to independently make and communicate sound decisions based upon Bank policies, knowledge, and experience
Manage multiple tasks and respond to pressure and change with poise and confidence
Provide clear and concise loan decisions to the retail banking staff
Build approved credit card applications in the processing system to send card and disclosures to customers
Qualification
Required
H.S. Diploma or GED
understanding of the regulations which impact Consumer Underwriting and Credit Card Department
working in compliance with those
Preferred
minimum 1 year underwriting - consumer lending preferred
equivalent combination of education and experience
Company
Heartland Bank and Trust Company
The Drake family arrived in Central Illinois in 1852, and set down roots that still run deep.
501-1000 employees
Funding
Current Stage
Public CompanyTotal Funding
$40M2020-09-16Post Ipo Debt· $40M
Leadership Team
Diane Lanier
Executive Vice President / Chief Retail Officer
Recent News
Mergers & Acquisitions
2025-10-21
2025-10-20
Company data provided by crunchbase