Senior Credit Analyst jobs in United States
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Bridgewater Bank · 15 hours ago

Senior Credit Analyst

Bridgewater Bank is on a mission to be the finest entrepreneurial bank in the Twin Cities. The Senior Credit Analyst will evaluate the financial condition of individuals and businesses applying for lending credit, prepare credit presentations, and support lenders in the credit approval process.

BankingFinanceFinancial ServicesReal Estate
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Growth Opportunities

Responsibilities

Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex deals
Assign risk ratings to support loan requests
Prepare annual reviews of existing loan relationships
Assist lenders with closings
Mentor other Credit Analysts
Identify historical trends of businesses or markets
Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders
Conduct property inspections to ensure accuracy
Develop and maintain accurate records for lending clients and accounts
Assist loan and credit department managers with special projects for managing risks in the lending function
Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department
Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions
Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA

Qualification

Credit analysisFinancial analysisC&ICommercial Real EstateMicrosoft ExcelAnalytical skillsInterpersonal communicationWritten communicationVerbal communication

Required

Bachelor's degree in finance, economics, business or related field
3+ years of experience with C&I and/or Commercial Real Estate
Superior analytical/reasoning skills
Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
Excellent written, verbal, and interpersonal communication skills

Benefits

Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Parental leave
401(k) with employer match
Paid vacation & paid holidays

Company

Bridgewater Bank

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Bridgewater Bank is a full-service commercial bank where answers came quickly, opportunities were plentiful, and the culture was optimistic.

Funding

Current Stage
Public Company
Total Funding
$120.43M
Key Investors
Castle Creek Partners
2025-06-24Post Ipo Debt· $80M
2018-03-14IPO
2017-07-24Series Unknown· $25M

Leadership Team

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Jerry Baack
Founder, President, Chief Executive Officer and Chairman of the Board
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Joe Chybowski
President & Chief Financial Officer
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Company data provided by crunchbase