Kiavi · 16 hours ago
Underwriter (6-Mo. Contract + Benefits)
United States
Full-time, Contract
Remote
Mid Level
$60K/yr - $90K/yr
3+ years expKiavi is one of the nation’s largest private lenders to residential real estate investors, offering a simpler and faster way to access capital. The Underwriter will manage loans through final credit approval, collaborating with various teams to ensure efficient processing and superior client service.
Financial ServicesFinTechLendingReal EstateReal Estate Investment
Responsibilities
Underwrite multiple mortgage loan products in compliance with company credit guidelines and regulatory requirements
Review loan files for completeness, identify missing documentation and generate condition lists for the applicants
Collaborate with the loan analyst and salesperson to complete the credit analysis in a timely manner
Ensure that the correct data is entered into the loan origination system
Responsible for reviewing and owning all loan file details prior to submission to closing manager including work done by all upstream partners
Work with loan analyst and closers to ensure a smooth hand-off of the files occurs
Manage constant deal flow and prioritize to ensure loans close on time with a high degree of accuracy in a deadline-oriented environment
Identify and report any suspected fraudulent activity occurring with any stakeholder and escalate issues to the appropriate management when necessary
Keep abreast of all company policies and procedures as well as federal and state regulatory changes by participating in in-house training events
Proficient in pipeline management
Qualification
Required
Bachelor's Degree or relative experience
3+ years residential mortgage lending experience with good knowledge of lending regulations and credit/collateral analysis practices
Strong written and verbal communication skills
Must be able to adapt well to a fast-paced and constantly changing business environment
PC proficient at the intermediate level
Comfortable with new technology systems and paperless environment
Demonstrated the ability to work in a team-oriented environment
Demonstrated ability to provide good customer service
Preferred
Underwriting or processing fix & flip hard money loans a plus
Benefits
Medical, Dental, and Vision Insurance: Kiavi offers free employee-only coverage for medical, dental, and vision plans. Dependents receive a heavily discounted premium, competitively placed in the 90th percentile for cost.
Health Savings Account (HSA): For those enrolled in a High Deductible Health Plan (HDHP), Kiavi provides an annual employer contribution to HSAs: $1,000 for individual coverage and $2,000 for dependents.
Disability and Life Insurance: Immediate access to short-term and long-term disability insurance, as well as group life and AD&D insurance, with coverage at 1x annual salary.
Remote Work Policy: Kiavi supports working remotely for day to day activities for most roles and occasionally may ask employees to gather in person for key meetings, training, team building etc. For remote workers, Kiavi offers a one-time office setup reimbursement of up to $500 and a monthly $85 stipend for internet and phone expenses. For in-office workers, Kiavi offers employer contributions to commuter benefits account, either for parking or public transportation.
Flexible Time Off: Employees are empowered to manage their own time off, with no strict limits, as long as it's approved by their manager.
Paid Leaves: Up to 8 weeks of paid leave for medical or caregiver purposes, and 12 weeks of paid maternity/paternity leave. Short-term disability leave is also available for birthing mothers.
401(k) & Company Match: A 401(k) plan managed by Fidelity, with Kiavi matching 100% of contributions up to 3% of compensation or $8,000 (whichever is less). All employer contributions are immediately vested.
Company
Kiavi
Kiavi is a tech-enabled lender that provides residential real estate investors with financing solutions for property investments.
201-500 employees
H1B Sponsorship
Kiavi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
2024 (1)
2023 (2)
2022 (2)
Funding
Current Stage
Late StageTotal Funding
$1.5BKey Investors
Benefit Street PartnersMoatableRibbit Capital
2025-08-26Debt Financing· $400M
2025-02-13Debt Financing· $300M
2024-10-16Debt Financing· $400M
Leadership Team
James Herbert
Co-Founder, Board Member
Tim Lawlor
CFO
Recent News
HousingWire.com
2025-12-18
2025-11-11
Company data provided by crunchbase